金融專業(yè)英語(yǔ)單詞

金融專業(yè)英語(yǔ)單詞金融是一個(gè)重要的領(lǐng)域，涉及到各種復(fù)雜的經(jīng)濟(jì)和金融概念。對(duì)于金融專業(yè)的學(xué)生和從事金融工作的人來說，掌握金融專業(yè)英語(yǔ)單詞是非常重要的。在這篇文檔中，我們將介紹一些常見的金融專業(yè)英語(yǔ)單詞，并提供相應(yīng)的解釋和示例。1.Asset(資產(chǎn))Definition:Somethingthathasvalueandisownedbyanindividualoracompany.Itcanbetangible,likeahouseoracar,orintangible,likestocksorbonds.Example:Thecompany’stotalassetsarevaluedat$1million.2.Liability(負(fù)債)Definition:Alegalresponsibilityordebtthatisowedbyanindividualoracompany.Itcanincludeloans,mortgages,orotherobligations.Example:Thecompany’stotalliabilitiesare$500,000.3.Equity(權(quán)益)Definition:Theresidualinterestintheassetsofanentityafterdeductingliabilities.Itrepresentstheownershipinterestinacompany.Example:Theownerhas50%equityinthecompany.4.ReturnonInvestment(ROI)（投資回報(bào)率）Definition:Ameasureusedtoevaluatetheefficiencyorprofitabilityofaninvestment.Itiscalculatedbydividingthenetprofitofaninvestmentbytheinitialcost.Example:TheROIfortheprojectis25%,whichisconsideredtobeverygood.5.Interest(利息)Definition:Thecostofborrowingmoneyorthereturnoninvestmentforlendingmoney.Itisusuallyexpressedasapercentageoftheprincipal.Example:Thebankoffersaninterestrateof3%ontheloan.6.ExchangeRate(匯率)Definition:Therateatwhichonecurrencycanbeexchangedforanothercurrency.Itdeterminesthevalueofonecurrencyinrelationtoanother.Example:ThecurrentexchangeratebetweentheUSdollarandtheEurois1.2.7.Inflation(通貨膨脹)Definition:Therateatwhichthegenerallevelofpricesforgoodsandservicesisrising,and,subsequently,purchasingpowerisfalling.Example:Theinflationrateforthisyearisexpectedtobearound2%.8.Risk(風(fēng)險(xiǎn))Definition:Theprobabilityorthreatofdamage,injury,liability,loss,oranyothernegativeoccurrencethatiscausedbyexternalorinternalvulnerabilities.Example:Investinginthestockmarketcarriesacertaindegreeofrisk.9.Diversification(分散投資)Definition:Thestrategyofspreadinginvestmentsacrossdifferentassetsorassetclassestoreducerisk.Example:Theinvestordiversifieshisportfoliobyinvestinginstocks,bonds,andrealestate.10.Hedge(對(duì)沖)Definition:Astrategyusedtoreduceoroffsettheriskofadversepricemovementsinanassetoraportfolio.Itinvolvestakinganoppositepositioninarelatedasset.Example:Theinvestorhedgesagainstcurrencyriskbybuyingfuturescon