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2021-2022年內(nèi)蒙古自治區(qū)呼和浩特市公共英語(yǔ)五級(jí)(筆試)學(xué)校:________班級(jí):________姓名:________考號(hào):________

一、1.ListeningComprehension(15題)1.Ifamanlosestheabilitytorecognizehisleftsidehewilllosefeelingonhisbothsides.

A.TrueB.Fasle

2.MostpeopleinthemountainsofEduadordrinkalotofcoffeeandalcohol,buttheystilllivelong.

A.RightB.Wrong

3.聽力原文:Theexpression,"lameduck",canbeheardinalmostanyAmericantownorcity,especiallywherepeoplediscusspolitics.Mostoften,theyuseittodescribeapoliticianwhohascometotheendofhispower.

Thereareanumberofideasastowhere"lameduck"camefrom,thoughthepictureofalameduckisclearenough;aduckthathashaditswingscut,oritsfeetinjured,andcannolongerwalklikeahealthyone.

ThetermseemstohavecomeintotheAmericanlanguageaftertheCivilWarof1861-1865.Oneexplanationisthatitcamefromthelanguageofhunterswhofeltthatitwasfoolishtowastepowderortimeonadeadduck.Andalameduckisclosetobeingadeadduck.

Anotherexplanation,however,isthattheexpressioncamefromEngland.Thereitwasusedtodescribeamanwholostallhismoneyandcouldnotpayhisdebts.Hecoulddonothingbutwalklikealameduck.Andpeopleshowedlittlemercyforthepoorfellow.

ButintheUnitedStatespeopletookthephrasetodescribecongressmanwhofailedtogetre-electedbutstillhadalittletimeleftinoffice.

Later,theexpressionwasusedinabroadersense,generallydescribinganymanwhosedaysofpowerwerecomingtoanend.IthasoftenbeenusedtodescribethepositionofanAmericanpresidentinthelasttwoyearsorsoofhissecondterm.Itisadifficulttimeforhim,whenCongressisreadytoopposehimateveryturn.

Wherecantheexpression"lameduck"beheard?

A.Onlyamonghunters.

B.Amongprimaryschoolpupils.

C.Amongbeautifulladies.

D.Amongpeoplewhoarediscussingpolitics.

4.Accordingtothespeaker,whatdoesamanagerhavetotreateveryoneofhisstaffas?

5.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文:Thereareseveralplacesintheworldthatarefamousforpeoplewholiveforaverylongtime.Thesesplacesareusuallymountainousareas,farawayfrommoderncities.Doctors,scientistsandpublichealthexpertsoftentraveltotheseregionstosolveamysteriouslonghealthylife;theexpertshopetobringtothemodernworldthesecretsoflongevity.

HunzaishighintheHymalayanMountainsofAsia.There,manypeopleoveronehundredyearsofagearestillinphysicalhealth.Menofninetyarenewfathers,andwomenoffiftystillhavebabies.Whatarethereasonsforthisgoodhealth?ScientistsbelievethatthepeopleofHunzahavethesethreebenefits:first,physicalwork,usuallyinthefieldsorwithanimals;second,ahealthenvironmentwithcleanairandwater;andwhat'smore,asimplediethighinvitaminsandnutritionbutlowinfat,cholesterol,sugarandchemicals.

PeopleintheCaucasusMountaininRussiaarealsofamousfortheirlongevity.Inthisarea,thereareamazingexamplesofverylong-livedpeople.Birthrecordsarenotusuallyavailable,butawomancalledTsurbaprobablyliveduntilage160;amancalledShiraliprobablyliveduntil168.Hiswidowwas120yearsold.Ingeneral,peoplenotonlylivealongtime,buttheyalsolivewell.Theyarealmostneversick,andwhentheydie,theyhavenotonlytheirownteethbutalsoafullheadofhairandgoodeyesight.

Vilcabamba,Ecuador,isanotherareafamousforthelongevityofitshabit-ants.Thisregion—likeHunzaandtheCaucasus—isalsoinhighmountains,farawayfromcities.InVilcabamba,too,thereisverylittledisease.Onereasonforthegoodhealthofthepeoplemightbetheclean,beautifulenvironment:thetemperatureisabout70Fahrenheitallyearlong;thewindalwayscomesfromthesamedirection;andtheregionisrichinflowers,fruits,vegetablesandwildlife.

Insomeways,thedietsofthehabitantsinthethreeregionsarequitedifferent.Hunzukutseatmainlyrawvegetables,fruit(especiallyapricots),andchapattis—akindofpancake;theyeatmeatonlyafewtimesayear.TheCaucasiandietconsistsmainlyofmilk,cheese,vegetables,fruitandmeat;mostpeopletheredrinkthelocalredwinedaily.InVilcabamba,peopleeatasmallamountofmeateachweek,butthedietconsistslargelyofgrain,coins,beans,potatoesandfruit.

ExpertsfindonesurprisingfactinthemountainsofEcuador.Mostpeoplethere,eventheveryold,consumealotofcoffee,drinkalargeamountofalcohol,andsmokefortytosixtycigarettesdaily.

However,thedietsaresimilarintwogeneralways:first,thefruitsandvegetablesthattheinhabitantsofthethreeareaseatareallnatural;thatis,theycontainnochemicalsandsecond,thepeopleconsumefewercaloriesthanpeopledointheotherpartsoftheworld.AtypicalNorthAmericantakesinanaverageof3,300calorieseveryday;atypicalinhabitantofthesemountainousareasbetween1,700and2,000calories.

Inhabitantsinthethreeregionshavemoreincommoncalories,naturalfood,theirmountainsandtheirdistancefrommoderncities,becausethesepeopleliveincountrysideandaremostlyfarmers,theirlivesarephysicallyhard.Thus,theydonotneedtogotohealthclubsbecausetheygetalotofexerciseintheirdailywork.Inaddition,although,theirlivesarehard,thepeopledonotseemtohavetheworriesofcitypeople.Theirlivesarequiet.Consequently,someexpertsbelievethatphysicalexerciseandfreedomfromworrymightbethetwomostimportantsecretsoflongevity.

Somemoderncitiesareusuallyfamousforpeoplewholiveave

A.TrueB.Fasle

6.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文:W:Comein,please.

M:Goodmorning,Dr.Wilson.

W:Goodmorning,Wang.Hownicetomeetyouagain.Takeaseat...whydon'tyou,please.Whendidyougettotheuniversity?

M:Iarrivedyesterday.

W:Well...areyoulivinginthecollege?

M:No,IamwithanEnglishfamily...actually...becauseIwanttoimprovemyspeaking.

W:Oh,fine.Right,didyoutakealanguageproficiencytestbeforeyoucame?

M:Yes.Uhh...myOverallBandis6,but...unfortunatelymyspeakingscoreisonly5.

W:OK,youknow,hereinthisuniversity,youhavetotakeourownEnglishtestbeforeyouattendanylectures.So,firstofall,whatwe'vegottodois,wehavetomakeanarrangementforthetestdate.Umm...willtomorrowbeallrightforyou?

M:Yeah,Ihavetimetomorrowmorning.

W:Good,then.Tomorrowatten.Idon'tthinkthetestwillbeanyproblemforyou.Now,let'smakesureyoumakegooduseofyourtimehere.Let'sputitlikethis.Whatexactlydoyouwanttoaccomplishinthenext12months?

M:I'minterestedincomputerlanguagetranslation,Imean,fromEnglishtoChineseandChinesetoEnglish.I'lltry,ifpossible,toproducesoftwareoradevicewhichcanserveasaninterpreter.

W:Yes,couldyoubeabitmorespecificabout...er...thedevice?

M:Forinstance,whenyoutalktothedeviceinEnglishitwilltranslateyourwordsintoChineseandviceversa.

W:Uhuh...doyoumeanit'llbeascompetentas...er...ahumaninterpreter?

M:Yes...well,I'llletitdealwithgeneralsituations,atleast.

W:Fascinating...andhowbigwillthedeviceitselfbe,doyouthink?

M:Thesizeofacigarettepack,Ithink.Sopeoplecanputitintheirpocket.

W:Really?Well,thatcouldbeaPh.Dproject.Tellmewhatyouhavedonesofar.

M:Inmyfouryearsofundergraduatestudy,Istudiedelectronics,advancedmathematics,hardwaredesigning,somecomputerlanguagesandprogramwriting.

W:Yes,buthaveyoudoneanypracticaljobs?Imean,haveyouwrittenanyprogramsforpracticaluse?

M:IhadbeeninvolvedinaprojectforCADinashipyard.

W:Computeraideddesign.Thatwasprobablyagoodexperience,but,unfortunately,itmaynothelpyourpresentprojectmuch.AreyoufamiliarwiththeC-language?

M:No.

W:Uhuh...thephoneticprocessingsystem,doyouknowhowsuchasystemworks?

M:Whatdoyoumeanby"phoneticprocessingsystem"?

W:Well,youknow,Englishisspokenbydifferentpeoplewithdifferentaccents.YourEnglishaccentisdifferentfrommine,andofcoursemineisnotthesameasmycolleagues'.SoasIseeit,yourdevicewouldhavetobeabletorecogniseandunderstanddifferentaccents.

M:Oh,Isee.IthinkIcanlearntheC-languageandthephoneticprocessingsystemhere.

W:Well,that'sprobablytrue,butyou'vegotonlytwelvemonthsandyouwantadegree,don'tyou?M:Yes.

W:OK,sothere'retwowaysofstudyingforadegreehere.Youeithertakesixcourses,passtheirexamsandhaveyourdissertationacceptedortheotherwayisyoudosomeresearchworkandsubmityourprojectreport.M:IthinkI'lltakethesecondway,

W:Fine,butareyousureyoucanfinishyourprojectintwelvemonths?

M:Idon'tknow,butIcanworktwelvehoursperdayandsevendaysperweek.

W:Well,I'dsuggestyouspendsometimeinourlibrary,tryingtofindoutwhatotherstudentshavedonebeforeandperhapsreconsideryourownproject,tosomeextent.Youmightnarrowyourresearcharea,concentratingonsolvingoneortwomajorproblems.And,it'dbeagoodideatotalktoyourcolleaguesinthelab,first.Anyway,I'msurewecanworkoutsomethinggood.ShallIseeyouagaininthreedays'time?

M:A11rig

A.TrueB.Fasle

7.WhodidthepeopleusuallygiveletterstoaftertheEnglishcolonistsjustarrivedatAmerica?

8.Canyougiveanexampleof"fillerwords"?

9.PartB

Directions:Youwillhear3conversationsortalksandyoumustanswerthequestionsbychoosingA,B,CorD.YouwillheartherecordingONLYONCE.

聽力原文:M:Now,I'dliketosaythatIthinkthatthisgovernmentproposingtobuildmorenuclearpowerstationsinthiscountryisreallybeingstupid.Thepointaboutnuclearpoweristhatwehaven'tlearnttodoawaywiththewaste.Wehaven'tlearnttocopewiththewastefromityet.

W:Well,Isometimesthinkthat,youknow,they'vegotanimpossiblejob.ImeanalltheimpressionIgetisthatthereisnoalternative...well,that'stheimpressionIget.

M:No,no,noI...Idon'tagreewiththatatall.Thereareplentyofalternatives.There'sthesun...solarpower...thatisasourcethatisalwaysthere,wealwayshaveit.

W:Idon't...Idon'tquiteseewhatyou'regettingatactually,solarpower,what'sthat?

M:Well,theheatfromthesun,itcanbeusedinsolarpanelsonthetopsofhousesforheating,storinguppowertoheatwaterandtoheatthehouses,youknow,somesolarpanelsareinoperationalreadyandtheyaresavingmoney...

W:That'sagoodpointactually,butisitreallyviable,that,ImeanbecauseI'd...

M:SorryitmustbejAndtheonegreatadvantageisthatIcansee,ifthegovernmentsetupsmallunitstobuildsolarpanelsandtoinstallthem,itwouldbecreatingemploymentwhichwouldimprovetheunemploymentsituationandbringterrificadvantages.

W:IhaveheardthatinEngland,Imean,there'snotenoughsun,isthere?For,Imean,solarpanelshere?

M:Yes,well,that'snotquitetrue.I...thereisquiteabitofsun...youmaynotfeeltheactualheatofitonsomeoccasions.

W:No,youarerightthere!

M:Butthelightpowerfromthesunwill.

Whatdoesthemanthinkofthegovernment'spresentproposalaboutbuildingmorepowerstationsinthecountry?

A.It'sadangerousproposal.

B.It'sastupidproposal.

C.It'sanadvantageousproposal.

D.It'saviableproposal.

10.Peoplelikethechangesintheorganizationofthecompany.

A.TrueB.Fasle

11.Chainsdon'tofferstudentsthechancetopursuetheirstudy.fromonecountrytoanother.

A.TrueB.Fasle

12.Whyshouldamanagerstudybehavioralmanagement?

13.WhatkindofgraindidmostEuropeanseat500yearsago?

14.Accordingtothewoman,whyarewomenmuchbetteratdealingwithmorethanonethingatatime,butmenarenotasgood?

A.Becausewomenhavebetterabilities.

B.Becausemenarenotusedtohousework.

C.Becausemenlackpractice.

D.Becausemenfinditeasytoconcentrateononlyonething.

15.Whichareaoftheworldcontributedtoanincreasebetween94/95and95/96?

二、2.UseofEnglish(10題)16.Themostobviouspurposeofadvertisingistoinform.theconsumerofavailableproductsorservices.Thesecond【C1】______istoselltheproduct.Thesecondpurposemightbemoreimportanttothemanufacturersthanthe【C2】______.Themanufacturersgobeyondonlytellingconsumersabouttheirproducts.Theyalsotrytopersuadecustomerstobuythe【C3】______bycreatingadesire【C4】______it.Becauseofadvertisement,consumersthinkthattheywantsomethingthattheydonotneed.Afterbuyingsomething,thepurchasercannotalwaysexplainwhyitwas【C5】______.

Even【C6】______thepurchaserprobablydoesnotknowwhyheorsheboughtsomething,themanufacturers【C7】______.Manufacturershaveanalyzedthebusinessof【C8】______andbuying.Theyknowallthedifferentmotivesthatinfluenceaconsumer'spurchase—somerationaland【C9】______emotional.Furthermore,they

takeadvantageofthis【C10】______.

Why【C11】______somanyproductsdisplayedatthecheckoutcountersingrocerystores?Thestoremanagementhassomegood【C12】______.Bythetimethecustomeris【C13】______topayforapurchase,heorshehasalreadymaderational.thought-outdecisions【C14】______whatheorsheneedsandwantstobuy.The【C15】______

feelsthatheorshehasdoneagoodjobofchoosingtheitems.Theshopperisespeciallyvulnerableatthispoint.The【C16】______ofcandy,chewinggum,andmagazinesareveryattractive.Theypersuadethepurchasertobuysomethingforemotional,not【C17】______motives.Forexample,thecustomerneitherneedsnorplanstobuycandy.butwhilethecustomerisstanding,waitingtopaymoney,heorshemaysuddenlydecidetobuy【C18】______

Thisisexactly【C19】______thestoreandthemanufacturerhopethatthecustomerwill【C20】______

Thecustomerfollowshisorherplan.

【C1】

17.(33)

18.(45)

19.(47)

20.Impatiencecharacterizesyoungintellectualworkers.Theywanttomaketheirmark【C1】______.Soit'simportanttoget【C2】______totheminachallengingmannertheidea【C3】______bigachievementsrarelycomeeasilyandquickly.Pointoutthatthelittlesuccessesareessential.Showthatthey【C4】______turnbecomethefoundationon【C5】______reputationsarebuiltandfromwhichmoreimportanttaskscanbeaccomplished.

Avarietyofjobassignments,includingjoborprojectrotation,alsokeepajob【C6】______becomingdull.Whereasit'snaturalforsomeindividualstowanttomoveaheadimmediatelytomoredifficultassignments,【C7】______properguidancetheycancontinuetolearnandtogainversatilitybyworkingonanumberofjobsthatareessentially【C8】______thesamecomplexity.Thiswaytheygainbreadth,ifnotdepth.

Probablythegreatestoffensetoguard【C9】______whendealingwithyoungerspecialistsistorejectideasoutofhand.Youmustlisten--andlistenobjectively--totheirsuggestions.Avoid【C10】______overcritical.Youwanttonurtureaninquiringmindwithafreshapproach.You'llfrustrateitquicklyifyoureverttoooften【C11】______"We'vetriedthatbeforeanditwon't【C12】______here."

Onesurewaytodisenchant【C13】______collegegraduatesisflagrantlymisusingtheirtalents.Expectthemtodosomeroutinework,ofcourse.Butdon'tmaketheir【C14】______workjustonelongseriesoferrands.Thisincludessuchbreak-inassignments【C15】______performingroutinecalculations,diggingup【C16】______material,【C17】______operatingreproductionequipment.Onelargemanufacturingcompanyrecentlyinterviewedanumberof【C18】______engineerswhohadleftthem.Thecompanyfoundthattheoverwhelmingcomplaintwasthatthecompanynotonlydidnotofferworkthat【C19】______challengingbutalsoexpected【C20】______toolittlefromtheminthewayofperformance.

【C1】

21.(32)

22.

【C7】

23.

【C9】

24.

【C18】

25.

【C15】

三、3.ReadingComprehension(15題)26.

Whatdoestheunderlinedword"they"inParagraph2referto?

A.Creativeandcompetitiveinsuranceproducts.

B.Insurancecompanies.

C.Otheralternatives.

D.Investments.

27.

Whichofthefollowingmightbetheresultfromtheuseofefficienttechnologyincorporations?

A.Thequantityofproductswillbeconsiderablyincreased.

B.Thecostofcomputerswillbedecreased.

C.Theperdocumentcostofinformationprocessingwillbereduced.

D.Thenewestinformationwillbeeasiertoobtain.

28.PartB

Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Supermarketshoppershaveneverbeenmorespoiltforchoice.Butjustwhenwethoughttraditionalsystemsofselectivefarminghadcreatedthemosttemptingarrayoffoodsmoneycanbuy,wearenowbeingpresentedwiththeprospectofgeneticallycreatedstrainsofcabbages,onion,tomato,potatoandapple.

Itmaynotticklethefancyoffoodpuristsbutitfirestheimaginationofscientists.LastweektheydiscoveredthattheclassicParisianmushroomcontainsjustthepropertiesthat,whengeneticallymixedwithawildstrainofmushroomfromtheSonoradesertinCalifornia,couldhelpitgrowenmassewhileatthesametimeprovidingitwiththeresilienceofthewildstrain.

66.______

"Wehavefoundawayofincreasingthesuccessratefromoneto90percent."

Thisisjustoneofthemanyproductsthat,accordingtoskeptics,arecreatingagenerationof"Frankenfoods".Thefirstsuchfoodthatmaybeconsumedonawidescaleisatomatowhichhasbeengeneticallymanipulatedsothatitdoesnotsoftenasitripens.

67.______

Criticssaythatthenewtomato—whichcost$25milliontoresearch—isdesignedtostayonsupermarketshelvesforlonger.Ithasaten-daylifespan.

Notsurprisingly,every-hungryUSisleadingthesearchfortheseforbiddenfruit.Bychangingthegenesofagrapefruit,agrowerfromTexashascreatedasweet,red,thin-skinnedgrapefruitexpectedtosellatapremiumoveritsCaliforniaandFloridacompetitors.

Forchipfanaticswhowanttowatchtheirwaist-lines,newhigh-starch,low-moisturepotatoesthatabsorblessfatwhenfriedhavebeencreated,thankstoagenefromintestinalbacteria.

Thescientistsbehindsuchnewfoodarguethatgeneticengineeringissimplyanextensionofanimalandplantbreedingmethodsandthatbybroadeningthescopeofthegeneticchangesthatcanbemade,sourcesoffoodareincreased.Accordingly,theyargue,thisdoesnotinherentlyleadtofoodsthatarelesssafethanthosedevelopedbyconventionaltechniques.Butifdesirablegenesareswappedirrespectiveofspeciesbarriers,couldthingsspiraloutofcontrol?"Knowledgeisnottoxic,"saidMarkCantley,headofthebiotechnologyunitattheOrganisationforEconomicCooperationandDevelopment,"Ithasgivenusafargreaterunderstandingofhowlivingsystemsworkatamolecularlevelandthereisnoreasonforpeopletothinkthatscientistsandfarmersshouldusethatknowledgetodoriskythings."

Clearly,financialincentiveliesbehindthedevelopmentofthesebigger,moreproductivefoods.Butwemayhaveonlyourselvestoblame.Intheearlyperiodofmassfoodcommerce,foodvarietiesweredevelopedbytraditionalmethodsofselectivebreedingtosuitthelocalpalate.Butassuppliersstartedtoselectandpreserveplantvariantsthathadlargerfruit,consumerexpectationsrose,leadingtothedevelopmentofthedesirableclones.Still,traditionalistsandgourmetsinEuropearefightingtheirdevelopment.

68.______

Eveninthepre-packagedUS,wheretheslow-softeningtomatowillsoonbereachingsupermarkets,1,500AmericanchefshavelenttheirsupporttothePureFoodCampaignwhichcallsfortheinternationalboycottofgeneticallyengineeredfoodsuntilmoreisknownabouttheconsequencesofthetechnologyandreliablecontrolshavebeenintroduced.

Intheshortterm,muchofthetechnologyremainsuntestedandinthelongtermtheconsequencesforhumanbiologyareunknown.Questionshavearisenoverwhethernewproteinsingen

29.Defendersofspecialprotectivelaborlegislationforwomenoftenmaintainthateliminatingsuchlawswoulddestroythefruitsofacentury-longstrugglefortheprotectionofwomenworkers.Evenabriefexaminationofthehistoricpracticeofcourtsandemployerswouldshowthatthefruitofsuchlawshasbeenbitter;theyare,inpractice,moreofacursethanablessing.

Sex-definedprotectivelawshaveoftenbeenbasedonstereotypicalassumptionsconcerningwomen'sneedsandabilities,andemployershavefrequentlyusedthemaslegalexcusesfordiscriminatingagainstwomen.AftertheSecondWorldWar,forexample,businessesandgovernmentsoughttopersuadewomentovacatejobsinfactories,thusmakingroominthelaborforceforreturningveterans.Therevivalorpassageofstatelawslimitingthedailyorweeklyworkhoursofwomenconvenientlyaccomplishedthis.Employershadonlytodeclarethatovertimehourswereanecessaryconditionofemploymentorpromotionintheirfactory,andwomencouldbequitelegallyfired,refusedjobs,orkeptatlowwagelevels,allinthenameof"protecting"theirhealth.Byvalidatingsuchlawswhentheyarechallengedbylawsuits,thecourtshavecolludedovertheyearsinestablishingdifferent,lessadvantageousemploymenttermsforwomenthanformen,thusreducingwomen'scompetitivenessonthejobmarket.Atthesametime,eventhemostwell-intentionedlawmakers,courts,andemployershaveoftenbeenblindtotherealneedsofwomen.Thelawmakersandthecourtscontinuetopermitemployerstoofferemployeehealthinsuranceplansthatcoverallknownhumanmedicaldisabilitiesexceptthoserelatingtopregnancyandchildbirth.

Finally,laborlawsprotectingonlyspecialgroupsareoftenineffectiveatprotectingtheworkerswhoareactuallyintheworkplace.Somechemicals,forexample,posereproductiverisksforwomenofchildbearingyears;manufacturersusingthechemicalscomplywithlawsprotectingwomenagainstthesehazardsbyrefusingtohirethem.Thusthesex-definedlegislationprotectsthehypotheticalfemaleworker,buthasnoeffectwhateveronthesafetyofanyactualemployee.Thehealthriskstomaleemployeesinsuchindustriescannotbenegligible,sincechemicalstoxicenoughtocausebirthdefectsinfetusesorsterilityinwomenarepresumablyharmfultothehumanmetabolism.Protectivelawsaimedatchangingproductionmaterialsortechniquesinordertoreducesuchhazardswouldbenefitallemployeeswithoutdiscriminatingagainstany.

Insum,protectivelaborlawsforwomenarediscriminatoryanddonotmeettheirintendedpurpose.Legislatorsshouldrecognizethatwomenareintheworkforcetostay,andthattheirneeds—goodhealthcare,adecentwage,andasafeworkplace—aretheneedsofallworkers.Lawsthatignorethesefactsviolatewomen'srightsforequalprotectioninemployment.

Accordingtotheauthor,whichofthefollowingresultedfromthepassageorrevivalofstatelawslimitingtheworkhoursofwomenworkers?

A.Womenworkerswerecompelledtoleavetheirjobsinfactories.

B.Manyemployershaddifficultyinprovidingjobsforreturningveterans.

C.Manyemployersfoundithardtoattractwomenworkers.

D.Thehealthofmostwomenfactoryworkersimproved.

30.

______isagoodmethodofsupplyingenergytoremoteareas?

31.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis--findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructure,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts--they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

32.(72)

33.(73)

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