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2021-2022年內(nèi)蒙古自治區(qū)呼和浩特市公共英語(yǔ)五級(jí)(筆試)學(xué)校:________班級(jí):________姓名:________考號(hào):________
一、1.ListeningComprehension(15題)1.Ifamanlosestheabilitytorecognizehisleftsidehewilllosefeelingonhisbothsides.
A.TrueB.Fasle
2.MostpeopleinthemountainsofEduadordrinkalotofcoffeeandalcohol,buttheystilllivelong.
A.RightB.Wrong
3.聽力原文:Theexpression,"lameduck",canbeheardinalmostanyAmericantownorcity,especiallywherepeoplediscusspolitics.Mostoften,theyuseittodescribeapoliticianwhohascometotheendofhispower.
Thereareanumberofideasastowhere"lameduck"camefrom,thoughthepictureofalameduckisclearenough;aduckthathashaditswingscut,oritsfeetinjured,andcannolongerwalklikeahealthyone.
ThetermseemstohavecomeintotheAmericanlanguageaftertheCivilWarof1861-1865.Oneexplanationisthatitcamefromthelanguageofhunterswhofeltthatitwasfoolishtowastepowderortimeonadeadduck.Andalameduckisclosetobeingadeadduck.
Anotherexplanation,however,isthattheexpressioncamefromEngland.Thereitwasusedtodescribeamanwholostallhismoneyandcouldnotpayhisdebts.Hecoulddonothingbutwalklikealameduck.Andpeopleshowedlittlemercyforthepoorfellow.
ButintheUnitedStatespeopletookthephrasetodescribecongressmanwhofailedtogetre-electedbutstillhadalittletimeleftinoffice.
Later,theexpressionwasusedinabroadersense,generallydescribinganymanwhosedaysofpowerwerecomingtoanend.IthasoftenbeenusedtodescribethepositionofanAmericanpresidentinthelasttwoyearsorsoofhissecondterm.Itisadifficulttimeforhim,whenCongressisreadytoopposehimateveryturn.
Wherecantheexpression"lameduck"beheard?
A.Onlyamonghunters.
B.Amongprimaryschoolpupils.
C.Amongbeautifulladies.
D.Amongpeoplewhoarediscussingpolitics.
4.Accordingtothespeaker,whatdoesamanagerhavetotreateveryoneofhisstaffas?
5.PartA
Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.
聽力原文:Thereareseveralplacesintheworldthatarefamousforpeoplewholiveforaverylongtime.Thesesplacesareusuallymountainousareas,farawayfrommoderncities.Doctors,scientistsandpublichealthexpertsoftentraveltotheseregionstosolveamysteriouslonghealthylife;theexpertshopetobringtothemodernworldthesecretsoflongevity.
HunzaishighintheHymalayanMountainsofAsia.There,manypeopleoveronehundredyearsofagearestillinphysicalhealth.Menofninetyarenewfathers,andwomenoffiftystillhavebabies.Whatarethereasonsforthisgoodhealth?ScientistsbelievethatthepeopleofHunzahavethesethreebenefits:first,physicalwork,usuallyinthefieldsorwithanimals;second,ahealthenvironmentwithcleanairandwater;andwhat'smore,asimplediethighinvitaminsandnutritionbutlowinfat,cholesterol,sugarandchemicals.
PeopleintheCaucasusMountaininRussiaarealsofamousfortheirlongevity.Inthisarea,thereareamazingexamplesofverylong-livedpeople.Birthrecordsarenotusuallyavailable,butawomancalledTsurbaprobablyliveduntilage160;amancalledShiraliprobablyliveduntil168.Hiswidowwas120yearsold.Ingeneral,peoplenotonlylivealongtime,buttheyalsolivewell.Theyarealmostneversick,andwhentheydie,theyhavenotonlytheirownteethbutalsoafullheadofhairandgoodeyesight.
Vilcabamba,Ecuador,isanotherareafamousforthelongevityofitshabit-ants.Thisregion—likeHunzaandtheCaucasus—isalsoinhighmountains,farawayfromcities.InVilcabamba,too,thereisverylittledisease.Onereasonforthegoodhealthofthepeoplemightbetheclean,beautifulenvironment:thetemperatureisabout70Fahrenheitallyearlong;thewindalwayscomesfromthesamedirection;andtheregionisrichinflowers,fruits,vegetablesandwildlife.
Insomeways,thedietsofthehabitantsinthethreeregionsarequitedifferent.Hunzukutseatmainlyrawvegetables,fruit(especiallyapricots),andchapattis—akindofpancake;theyeatmeatonlyafewtimesayear.TheCaucasiandietconsistsmainlyofmilk,cheese,vegetables,fruitandmeat;mostpeopletheredrinkthelocalredwinedaily.InVilcabamba,peopleeatasmallamountofmeateachweek,butthedietconsistslargelyofgrain,coins,beans,potatoesandfruit.
ExpertsfindonesurprisingfactinthemountainsofEcuador.Mostpeoplethere,eventheveryold,consumealotofcoffee,drinkalargeamountofalcohol,andsmokefortytosixtycigarettesdaily.
However,thedietsaresimilarintwogeneralways:first,thefruitsandvegetablesthattheinhabitantsofthethreeareaseatareallnatural;thatis,theycontainnochemicalsandsecond,thepeopleconsumefewercaloriesthanpeopledointheotherpartsoftheworld.AtypicalNorthAmericantakesinanaverageof3,300calorieseveryday;atypicalinhabitantofthesemountainousareasbetween1,700and2,000calories.
Inhabitantsinthethreeregionshavemoreincommoncalories,naturalfood,theirmountainsandtheirdistancefrommoderncities,becausethesepeopleliveincountrysideandaremostlyfarmers,theirlivesarephysicallyhard.Thus,theydonotneedtogotohealthclubsbecausetheygetalotofexerciseintheirdailywork.Inaddition,although,theirlivesarehard,thepeopledonotseemtohavetheworriesofcitypeople.Theirlivesarequiet.Consequently,someexpertsbelievethatphysicalexerciseandfreedomfromworrymightbethetwomostimportantsecretsoflongevity.
Somemoderncitiesareusuallyfamousforpeoplewholiveave
A.TrueB.Fasle
6.PartA
Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.
聽力原文:W:Comein,please.
M:Goodmorning,Dr.Wilson.
W:Goodmorning,Wang.Hownicetomeetyouagain.Takeaseat...whydon'tyou,please.Whendidyougettotheuniversity?
M:Iarrivedyesterday.
W:Well...areyoulivinginthecollege?
M:No,IamwithanEnglishfamily...actually...becauseIwanttoimprovemyspeaking.
W:Oh,fine.Right,didyoutakealanguageproficiencytestbeforeyoucame?
M:Yes.Uhh...myOverallBandis6,but...unfortunatelymyspeakingscoreisonly5.
W:OK,youknow,hereinthisuniversity,youhavetotakeourownEnglishtestbeforeyouattendanylectures.So,firstofall,whatwe'vegottodois,wehavetomakeanarrangementforthetestdate.Umm...willtomorrowbeallrightforyou?
M:Yeah,Ihavetimetomorrowmorning.
W:Good,then.Tomorrowatten.Idon'tthinkthetestwillbeanyproblemforyou.Now,let'smakesureyoumakegooduseofyourtimehere.Let'sputitlikethis.Whatexactlydoyouwanttoaccomplishinthenext12months?
M:I'minterestedincomputerlanguagetranslation,Imean,fromEnglishtoChineseandChinesetoEnglish.I'lltry,ifpossible,toproducesoftwareoradevicewhichcanserveasaninterpreter.
W:Yes,couldyoubeabitmorespecificabout...er...thedevice?
M:Forinstance,whenyoutalktothedeviceinEnglishitwilltranslateyourwordsintoChineseandviceversa.
W:Uhuh...doyoumeanit'llbeascompetentas...er...ahumaninterpreter?
M:Yes...well,I'llletitdealwithgeneralsituations,atleast.
W:Fascinating...andhowbigwillthedeviceitselfbe,doyouthink?
M:Thesizeofacigarettepack,Ithink.Sopeoplecanputitintheirpocket.
W:Really?Well,thatcouldbeaPh.Dproject.Tellmewhatyouhavedonesofar.
M:Inmyfouryearsofundergraduatestudy,Istudiedelectronics,advancedmathematics,hardwaredesigning,somecomputerlanguagesandprogramwriting.
W:Yes,buthaveyoudoneanypracticaljobs?Imean,haveyouwrittenanyprogramsforpracticaluse?
M:IhadbeeninvolvedinaprojectforCADinashipyard.
W:Computeraideddesign.Thatwasprobablyagoodexperience,but,unfortunately,itmaynothelpyourpresentprojectmuch.AreyoufamiliarwiththeC-language?
M:No.
W:Uhuh...thephoneticprocessingsystem,doyouknowhowsuchasystemworks?
M:Whatdoyoumeanby"phoneticprocessingsystem"?
W:Well,youknow,Englishisspokenbydifferentpeoplewithdifferentaccents.YourEnglishaccentisdifferentfrommine,andofcoursemineisnotthesameasmycolleagues'.SoasIseeit,yourdevicewouldhavetobeabletorecogniseandunderstanddifferentaccents.
M:Oh,Isee.IthinkIcanlearntheC-languageandthephoneticprocessingsystemhere.
W:Well,that'sprobablytrue,butyou'vegotonlytwelvemonthsandyouwantadegree,don'tyou?M:Yes.
W:OK,sothere'retwowaysofstudyingforadegreehere.Youeithertakesixcourses,passtheirexamsandhaveyourdissertationacceptedortheotherwayisyoudosomeresearchworkandsubmityourprojectreport.M:IthinkI'lltakethesecondway,
W:Fine,butareyousureyoucanfinishyourprojectintwelvemonths?
M:Idon'tknow,butIcanworktwelvehoursperdayandsevendaysperweek.
W:Well,I'dsuggestyouspendsometimeinourlibrary,tryingtofindoutwhatotherstudentshavedonebeforeandperhapsreconsideryourownproject,tosomeextent.Youmightnarrowyourresearcharea,concentratingonsolvingoneortwomajorproblems.And,it'dbeagoodideatotalktoyourcolleaguesinthelab,first.Anyway,I'msurewecanworkoutsomethinggood.ShallIseeyouagaininthreedays'time?
M:A11rig
A.TrueB.Fasle
7.WhodidthepeopleusuallygiveletterstoaftertheEnglishcolonistsjustarrivedatAmerica?
8.Canyougiveanexampleof"fillerwords"?
9.PartB
Directions:Youwillhear3conversationsortalksandyoumustanswerthequestionsbychoosingA,B,CorD.YouwillheartherecordingONLYONCE.
聽力原文:M:Now,I'dliketosaythatIthinkthatthisgovernmentproposingtobuildmorenuclearpowerstationsinthiscountryisreallybeingstupid.Thepointaboutnuclearpoweristhatwehaven'tlearnttodoawaywiththewaste.Wehaven'tlearnttocopewiththewastefromityet.
W:Well,Isometimesthinkthat,youknow,they'vegotanimpossiblejob.ImeanalltheimpressionIgetisthatthereisnoalternative...well,that'stheimpressionIget.
M:No,no,noI...Idon'tagreewiththatatall.Thereareplentyofalternatives.There'sthesun...solarpower...thatisasourcethatisalwaysthere,wealwayshaveit.
W:Idon't...Idon'tquiteseewhatyou'regettingatactually,solarpower,what'sthat?
M:Well,theheatfromthesun,itcanbeusedinsolarpanelsonthetopsofhousesforheating,storinguppowertoheatwaterandtoheatthehouses,youknow,somesolarpanelsareinoperationalreadyandtheyaresavingmoney...
W:That'sagoodpointactually,butisitreallyviable,that,ImeanbecauseI'd...
M:SorryitmustbejAndtheonegreatadvantageisthatIcansee,ifthegovernmentsetupsmallunitstobuildsolarpanelsandtoinstallthem,itwouldbecreatingemploymentwhichwouldimprovetheunemploymentsituationandbringterrificadvantages.
W:IhaveheardthatinEngland,Imean,there'snotenoughsun,isthere?For,Imean,solarpanelshere?
M:Yes,well,that'snotquitetrue.I...thereisquiteabitofsun...youmaynotfeeltheactualheatofitonsomeoccasions.
W:No,youarerightthere!
M:Butthelightpowerfromthesunwill.
Whatdoesthemanthinkofthegovernment'spresentproposalaboutbuildingmorepowerstationsinthecountry?
A.It'sadangerousproposal.
B.It'sastupidproposal.
C.It'sanadvantageousproposal.
D.It'saviableproposal.
10.Peoplelikethechangesintheorganizationofthecompany.
A.TrueB.Fasle
11.Chainsdon'tofferstudentsthechancetopursuetheirstudy.fromonecountrytoanother.
A.TrueB.Fasle
12.Whyshouldamanagerstudybehavioralmanagement?
13.WhatkindofgraindidmostEuropeanseat500yearsago?
14.Accordingtothewoman,whyarewomenmuchbetteratdealingwithmorethanonethingatatime,butmenarenotasgood?
A.Becausewomenhavebetterabilities.
B.Becausemenarenotusedtohousework.
C.Becausemenlackpractice.
D.Becausemenfinditeasytoconcentrateononlyonething.
15.Whichareaoftheworldcontributedtoanincreasebetween94/95and95/96?
二、2.UseofEnglish(10題)16.Themostobviouspurposeofadvertisingistoinform.theconsumerofavailableproductsorservices.Thesecond【C1】______istoselltheproduct.Thesecondpurposemightbemoreimportanttothemanufacturersthanthe【C2】______.Themanufacturersgobeyondonlytellingconsumersabouttheirproducts.Theyalsotrytopersuadecustomerstobuythe【C3】______bycreatingadesire【C4】______it.Becauseofadvertisement,consumersthinkthattheywantsomethingthattheydonotneed.Afterbuyingsomething,thepurchasercannotalwaysexplainwhyitwas【C5】______.
Even【C6】______thepurchaserprobablydoesnotknowwhyheorsheboughtsomething,themanufacturers【C7】______.Manufacturershaveanalyzedthebusinessof【C8】______andbuying.Theyknowallthedifferentmotivesthatinfluenceaconsumer'spurchase—somerationaland【C9】______emotional.Furthermore,they
takeadvantageofthis【C10】______.
Why【C11】______somanyproductsdisplayedatthecheckoutcountersingrocerystores?Thestoremanagementhassomegood【C12】______.Bythetimethecustomeris【C13】______topayforapurchase,heorshehasalreadymaderational.thought-outdecisions【C14】______whatheorsheneedsandwantstobuy.The【C15】______
feelsthatheorshehasdoneagoodjobofchoosingtheitems.Theshopperisespeciallyvulnerableatthispoint.The【C16】______ofcandy,chewinggum,andmagazinesareveryattractive.Theypersuadethepurchasertobuysomethingforemotional,not【C17】______motives.Forexample,thecustomerneitherneedsnorplanstobuycandy.butwhilethecustomerisstanding,waitingtopaymoney,heorshemaysuddenlydecidetobuy【C18】______
Thisisexactly【C19】______thestoreandthemanufacturerhopethatthecustomerwill【C20】______
Thecustomerfollowshisorherplan.
【C1】
17.(33)
18.(45)
19.(47)
20.Impatiencecharacterizesyoungintellectualworkers.Theywanttomaketheirmark【C1】______.Soit'simportanttoget【C2】______totheminachallengingmannertheidea【C3】______bigachievementsrarelycomeeasilyandquickly.Pointoutthatthelittlesuccessesareessential.Showthatthey【C4】______turnbecomethefoundationon【C5】______reputationsarebuiltandfromwhichmoreimportanttaskscanbeaccomplished.
Avarietyofjobassignments,includingjoborprojectrotation,alsokeepajob【C6】______becomingdull.Whereasit'snaturalforsomeindividualstowanttomoveaheadimmediatelytomoredifficultassignments,【C7】______properguidancetheycancontinuetolearnandtogainversatilitybyworkingonanumberofjobsthatareessentially【C8】______thesamecomplexity.Thiswaytheygainbreadth,ifnotdepth.
Probablythegreatestoffensetoguard【C9】______whendealingwithyoungerspecialistsistorejectideasoutofhand.Youmustlisten--andlistenobjectively--totheirsuggestions.Avoid【C10】______overcritical.Youwanttonurtureaninquiringmindwithafreshapproach.You'llfrustrateitquicklyifyoureverttoooften【C11】______"We'vetriedthatbeforeanditwon't【C12】______here."
Onesurewaytodisenchant【C13】______collegegraduatesisflagrantlymisusingtheirtalents.Expectthemtodosomeroutinework,ofcourse.Butdon'tmaketheir【C14】______workjustonelongseriesoferrands.Thisincludessuchbreak-inassignments【C15】______performingroutinecalculations,diggingup【C16】______material,【C17】______operatingreproductionequipment.Onelargemanufacturingcompanyrecentlyinterviewedanumberof【C18】______engineerswhohadleftthem.Thecompanyfoundthattheoverwhelmingcomplaintwasthatthecompanynotonlydidnotofferworkthat【C19】______challengingbutalsoexpected【C20】______toolittlefromtheminthewayofperformance.
【C1】
21.(32)
22.
【C7】
23.
【C9】
24.
【C18】
25.
【C15】
三、3.ReadingComprehension(15題)26.
Whatdoestheunderlinedword"they"inParagraph2referto?
A.Creativeandcompetitiveinsuranceproducts.
B.Insurancecompanies.
C.Otheralternatives.
D.Investments.
27.
Whichofthefollowingmightbetheresultfromtheuseofefficienttechnologyincorporations?
A.Thequantityofproductswillbeconsiderablyincreased.
B.Thecostofcomputerswillbedecreased.
C.Theperdocumentcostofinformationprocessingwillbereduced.
D.Thenewestinformationwillbeeasiertoobtain.
28.PartB
Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.
Supermarketshoppershaveneverbeenmorespoiltforchoice.Butjustwhenwethoughttraditionalsystemsofselectivefarminghadcreatedthemosttemptingarrayoffoodsmoneycanbuy,wearenowbeingpresentedwiththeprospectofgeneticallycreatedstrainsofcabbages,onion,tomato,potatoandapple.
Itmaynotticklethefancyoffoodpuristsbutitfirestheimaginationofscientists.LastweektheydiscoveredthattheclassicParisianmushroomcontainsjustthepropertiesthat,whengeneticallymixedwithawildstrainofmushroomfromtheSonoradesertinCalifornia,couldhelpitgrowenmassewhileatthesametimeprovidingitwiththeresilienceofthewildstrain.
66.______
"Wehavefoundawayofincreasingthesuccessratefromoneto90percent."
Thisisjustoneofthemanyproductsthat,accordingtoskeptics,arecreatingagenerationof"Frankenfoods".Thefirstsuchfoodthatmaybeconsumedonawidescaleisatomatowhichhasbeengeneticallymanipulatedsothatitdoesnotsoftenasitripens.
67.______
Criticssaythatthenewtomato—whichcost$25milliontoresearch—isdesignedtostayonsupermarketshelvesforlonger.Ithasaten-daylifespan.
Notsurprisingly,every-hungryUSisleadingthesearchfortheseforbiddenfruit.Bychangingthegenesofagrapefruit,agrowerfromTexashascreatedasweet,red,thin-skinnedgrapefruitexpectedtosellatapremiumoveritsCaliforniaandFloridacompetitors.
Forchipfanaticswhowanttowatchtheirwaist-lines,newhigh-starch,low-moisturepotatoesthatabsorblessfatwhenfriedhavebeencreated,thankstoagenefromintestinalbacteria.
Thescientistsbehindsuchnewfoodarguethatgeneticengineeringissimplyanextensionofanimalandplantbreedingmethodsandthatbybroadeningthescopeofthegeneticchangesthatcanbemade,sourcesoffoodareincreased.Accordingly,theyargue,thisdoesnotinherentlyleadtofoodsthatarelesssafethanthosedevelopedbyconventionaltechniques.Butifdesirablegenesareswappedirrespectiveofspeciesbarriers,couldthingsspiraloutofcontrol?"Knowledgeisnottoxic,"saidMarkCantley,headofthebiotechnologyunitattheOrganisationforEconomicCooperationandDevelopment,"Ithasgivenusafargreaterunderstandingofhowlivingsystemsworkatamolecularlevelandthereisnoreasonforpeopletothinkthatscientistsandfarmersshouldusethatknowledgetodoriskythings."
Clearly,financialincentiveliesbehindthedevelopmentofthesebigger,moreproductivefoods.Butwemayhaveonlyourselvestoblame.Intheearlyperiodofmassfoodcommerce,foodvarietiesweredevelopedbytraditionalmethodsofselectivebreedingtosuitthelocalpalate.Butassuppliersstartedtoselectandpreserveplantvariantsthathadlargerfruit,consumerexpectationsrose,leadingtothedevelopmentofthedesirableclones.Still,traditionalistsandgourmetsinEuropearefightingtheirdevelopment.
68.______
Eveninthepre-packagedUS,wheretheslow-softeningtomatowillsoonbereachingsupermarkets,1,500AmericanchefshavelenttheirsupporttothePureFoodCampaignwhichcallsfortheinternationalboycottofgeneticallyengineeredfoodsuntilmoreisknownabouttheconsequencesofthetechnologyandreliablecontrolshavebeenintroduced.
Intheshortterm,muchofthetechnologyremainsuntestedandinthelongtermtheconsequencesforhumanbiologyareunknown.Questionshavearisenoverwhethernewproteinsingen
29.Defendersofspecialprotectivelaborlegislationforwomenoftenmaintainthateliminatingsuchlawswoulddestroythefruitsofacentury-longstrugglefortheprotectionofwomenworkers.Evenabriefexaminationofthehistoricpracticeofcourtsandemployerswouldshowthatthefruitofsuchlawshasbeenbitter;theyare,inpractice,moreofacursethanablessing.
Sex-definedprotectivelawshaveoftenbeenbasedonstereotypicalassumptionsconcerningwomen'sneedsandabilities,andemployershavefrequentlyusedthemaslegalexcusesfordiscriminatingagainstwomen.AftertheSecondWorldWar,forexample,businessesandgovernmentsoughttopersuadewomentovacatejobsinfactories,thusmakingroominthelaborforceforreturningveterans.Therevivalorpassageofstatelawslimitingthedailyorweeklyworkhoursofwomenconvenientlyaccomplishedthis.Employershadonlytodeclarethatovertimehourswereanecessaryconditionofemploymentorpromotionintheirfactory,andwomencouldbequitelegallyfired,refusedjobs,orkeptatlowwagelevels,allinthenameof"protecting"theirhealth.Byvalidatingsuchlawswhentheyarechallengedbylawsuits,thecourtshavecolludedovertheyearsinestablishingdifferent,lessadvantageousemploymenttermsforwomenthanformen,thusreducingwomen'scompetitivenessonthejobmarket.Atthesametime,eventhemostwell-intentionedlawmakers,courts,andemployershaveoftenbeenblindtotherealneedsofwomen.Thelawmakersandthecourtscontinuetopermitemployerstoofferemployeehealthinsuranceplansthatcoverallknownhumanmedicaldisabilitiesexceptthoserelatingtopregnancyandchildbirth.
Finally,laborlawsprotectingonlyspecialgroupsareoftenineffectiveatprotectingtheworkerswhoareactuallyintheworkplace.Somechemicals,forexample,posereproductiverisksforwomenofchildbearingyears;manufacturersusingthechemicalscomplywithlawsprotectingwomenagainstthesehazardsbyrefusingtohirethem.Thusthesex-definedlegislationprotectsthehypotheticalfemaleworker,buthasnoeffectwhateveronthesafetyofanyactualemployee.Thehealthriskstomaleemployeesinsuchindustriescannotbenegligible,sincechemicalstoxicenoughtocausebirthdefectsinfetusesorsterilityinwomenarepresumablyharmfultothehumanmetabolism.Protectivelawsaimedatchangingproductionmaterialsortechniquesinordertoreducesuchhazardswouldbenefitallemployeeswithoutdiscriminatingagainstany.
Insum,protectivelaborlawsforwomenarediscriminatoryanddonotmeettheirintendedpurpose.Legislatorsshouldrecognizethatwomenareintheworkforcetostay,andthattheirneeds—goodhealthcare,adecentwage,andasafeworkplace—aretheneedsofallworkers.Lawsthatignorethesefactsviolatewomen'srightsforequalprotectioninemployment.
Accordingtotheauthor,whichofthefollowingresultedfromthepassageorrevivalofstatelawslimitingtheworkhoursofwomenworkers?
A.Womenworkerswerecompelledtoleavetheirjobsinfactories.
B.Manyemployershaddifficultyinprovidingjobsforreturningveterans.
C.Manyemployersfoundithardtoattractwomenworkers.
D.Thehealthofmostwomenfactoryworkersimproved.
30.
______isagoodmethodofsupplyingenergytoremoteareas?
31.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.
Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis--findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."
Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructure,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.
However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.
Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.
Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts--they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."
Thepurposeofinsuranceisto______.
A.giveyoumoneywheneveryouneed
B.protectyoufromfinancialrisks
C.savemoney
D.outlivemoney
32.(72)
33.(73)
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