進(jìn)口11月練習(xí)（2）附答案

進(jìn)口11月練習(xí)（2）[復(fù)制]一、判斷題（共8題，每題1.5分）姓名：[填空題]*_________________________________1.Asforacharterpartybilloflading,bankswillnotexaminethecharterpartycontracttowhichthebillofladingissubject.Butifthecreditrequiresbeneficiary(ies)topresentthecontractalongwiththeotherdocumentsbankshavetodeterminewhetheritisincompliancewiththetermsandconditionsofthecredit.[判斷題]*對(duì)錯(cuò)(正確答案)2.Aclauseonatransportdocumentstatingthatthegoodswillbeormaybeloadedondeckisacceptable.[判斷題]*對(duì)錯(cuò)(正確答案)3.AccordingtoURC522,expressionssuchas“prompt,immediately”withreferencetoanyactionstobetakenbydraweeshouldbedisregarded.[判斷題]*對(duì)(正確答案)錯(cuò)4.Underafreelynegotiableandtransferablecreditanybankexcepttheissuingbankisanominatedbank.NowthattherelativearticleofUCP600setsarulethatonlythenominatedbankhastherighttomakethetransfer,thereofanybankexclusiveoftheissuingbankcantransfersuchacreditunlessotherstipulated.[判斷題]*對(duì)錯(cuò)(正確答案)5.Aroadtransportdocumentoraninlandwaterwaytransportdocumentistobeconsideredasanoriginalwhetherornotitissomarked.[判斷題]*對(duì)錯(cuò)(正確答案)6.Acertificateoforiginstating‘verification:’withoutanyotherstamporsignatureisacceptable.[判斷題]*對(duì)(正確答案)錯(cuò)7.Providedthatthestipulateddocumentsarepresentedandthattheyconstituteacomplyingpresentation,theissuingbankmusthonourifthecreditisavailablebyacceptancewithanominatedbankandthatnominatedbankdoesnotpurchaseadraftacceptedbyitpriortothematuritydate.[判斷題]*對(duì)錯(cuò)(正確答案)8.根據(jù)商會(huì)案例精神，信用證規(guī)定期限為90DAYSAFTERB/LDATE，匯票上顯示了正確的TENOR，發(fā)票上顯示了PAYMENTTERMSATSIGHT，發(fā)票上的期限和信用證不一致，不符點(diǎn)成立。[判斷題]*對(duì)錯(cuò)(正確答案)二、單選題（共14題，每題2分）1.根據(jù)我行進(jìn)口信用證業(yè)務(wù)操作規(guī)程，下列說(shuō)法錯(cuò)誤的是:[單選題]*A.線下提交《開(kāi)證申請(qǐng)書(shū)》的，如客戶對(duì)已經(jīng)簽章確認(rèn)的《開(kāi)證申請(qǐng)書(shū)》內(nèi)容進(jìn)行修改，可應(yīng)申請(qǐng)人要求，在打印的報(bào)文草稿上簽章確認(rèn)并注明“以此為準(zhǔn)”等類似表述的字樣。B.在開(kāi)立即期付款、延期付款、承兌信用證時(shí)，應(yīng)明確本行為信用證的付款和承兌銀行,一般不指定他行作為付款銀行或承兌銀行。若申請(qǐng)人要求指定他行作為付款銀行或承兌銀行，經(jīng)辦行可優(yōu)先選擇本行代理行，并要求開(kāi)證申請(qǐng)人書(shū)面承諾承擔(dān)由此可能產(chǎn)生的利息、費(fèi)用和風(fēng)險(xiǎn)。C.信用證的開(kāi)立方式有電開(kāi)和信開(kāi)證兩種。D.申請(qǐng)書(shū)上的幣種可以為任意幣種，信用證金額大小寫(xiě)必須相符。(正確答案)2.根據(jù)我行托收操作規(guī)程，下列說(shuō)法錯(cuò)誤的是[單選題]*A.進(jìn)口商向我行申請(qǐng)辦理進(jìn)口代收項(xiàng)下付款時(shí)，代收付款方式為即期付款交單的，客戶應(yīng)選擇“同意即期付款”;付款方式為遠(yuǎn)期付款交單或承兌交單的，應(yīng)選擇“同意承兌并到期付款”。B.單證中心處理完一筆代收到單（D/PATSIGHT)業(yè)務(wù)后，經(jīng)辦行將《對(duì)外付款/承兌通知書(shū)》提示給客戶，客戶未進(jìn)行付款。次日托收行指示退單，我行可根據(jù)托收行指示直接進(jìn)行退單處理。(正確答案)C.代收到單項(xiàng)下，客戶已完成承兌后，托收行指示退單，我行應(yīng)提示客戶相關(guān)風(fēng)險(xiǎn)并取得客戶書(shū)面同意后，方可進(jìn)行退單處理。D.代收到單項(xiàng)下，如果進(jìn)口商申請(qǐng)免責(zé)，我行須以SWIFT電文方式詢問(wèn)托收行，待托收行回復(fù)確認(rèn)后再作免責(zé)處理。3.AconfirmingbankprovidesarefusalnoticetothebeneficiaryunderacreditthatissubjecttoeUCP.Ifthebeneficiarydoesnotprovideinstructionstotheconfirmingbankwithinacertainnumberofdaysafterthedateoftherefusal,thebankmayreturnanypaperdocumentsanddisposeoftheelectronicrecordsinanymannerdeemedappropriate.Howmanydaysafterthedateoftherefusalnoticeisthisquestionreferringto?[單選題]*A.5bankingdays.B.5calendardays.C.30bankingdays.D.30calendardays.(正確答案)4.Bynominatingabanktoincuradeferredpaymentundertakingwithoutaddingitsconfirmation,theissuingbank:[單選題]*A.authorisesthenominatedbanktopurchaseorprepaydocuments.(正確答案)B.allowsthenominatedbanktoadvancefundstothebeneficiaryupondemand.C.authorisesthenominatedbanktoacceptdraftsundertheusanceagreement.D.imposesanobligationonthenominatedbanktohonourornegotiatedocuments.5.即使信用證要求:“ALLDOCUMENTSSHOULDBEISSUEDINENGLISH.”，以下哪些內(nèi)容仍可以非英文顯示?1.印戳2.個(gè)人或?qū)嶓w的名稱3.提單的背書(shū)4.預(yù)先印就的文字[單選題]*A.2AND4B.1AND3AND4C.1AND4D.ALLTHEABOVE(正確答案)6.信用證中匯票的付款期限為60DAYSAFTERBLDATE，交單期為21/SHIPMENTDATE。若同一交單項(xiàng)下提交多套提單，且構(gòu)成分批裝運(yùn)，則計(jì)算付款到期日時(shí)以（）進(jìn)行計(jì)算，計(jì)算交單期時(shí)以（）進(jìn)行計(jì)算。[單選題]*A.最遲裝船日期、最早裝船日期(正確答案)B.最早裝船日期、最遲裝船日期C.最遲裝船日期、最遲裝船日期D.最早裝船日期、最早裝船日期7.Whichofthefollowingdocumentisnotacceptable,whenLCprohibittransshipment.[單選題]*A.b/lshowingtransshipmentiseffectedandusetrailersB.railwaybillshowingchangeofmodesofrailwaymeans.(正確答案)C.multimodalb/lshowingtransshipmentmaytakenplace.D.charterpartyb/lshowingreservingtherightstotransshipment.8.Whichdocumentarycreditenablesabeneficiarytoobtainpre-shipmentfinancingwithoutimpactinghisfacility?[單選題]*A.Redclause.(正確答案)B.Transferable.C.Irrevocable,payableatsight.D.Confirmedirrevocable,payableatmaturity.9.Whenabankconfirmsanirrevocabletransferabledocumentarycredititassumesthecreditriskofwhichparty?[單選題]*ATheapplicant.BTheissuingbank.(正確答案)CThefirstbeneficiary.DThesecondbeneficiary.10.根據(jù)URC522，以下關(guān)于代收行說(shuō)法正確的是（）。

1．確定所收到的單據(jù)是否與托收委托書(shū)中所列的單據(jù)一致，發(fā)現(xiàn)單據(jù)遺失或未列單據(jù)，銀行必須毫不延誤地以電訊通知寄出單據(jù)一方。如不可能，則以其他最快捷的方式通知。

2．對(duì)其收到的任何委托指示進(jìn)行核對(duì)而導(dǎo)致的任何延誤不承擔(dān)義務(wù)或責(zé)任。

3．如果收到未列明的單據(jù)，托收行不應(yīng)就單據(jù)的形式及份數(shù)同代收行發(fā)生爭(zhēng)議。

4．按所收到的單據(jù)原樣進(jìn)行提示，無(wú)需進(jìn)一步審核。[單選題]*A.1.3.B.2.4.C.1.3.4.D.(正確答案)11.TheConfirmingBankreceivesdocumentsonFriday02Aprilandfindsthemtobeinorderon05April.Tenoris30daysaftertheBillofLadingdate.TheBillofLadingisdated01April,andtheConfirmingBankagreestopaytheBeneficiaryimmediately.OnwhatdatewouldtheConfirmingBankexpecttoreceivefundsfromtheIssuingBank?(ThereareNObankholidayandSaturdaysandSundaysareNOTbankingdays.)[單選題]*A.05AprilB.12AprilC.01MayD.03May(正確答案)12.Whatistheminimumpercentageofinsurancerequiredforatransferablecredittomeettheoriginaldocumentarycreditvalue,basedonthefollowingdetails?Originaldocumentarycreditvalue:USD300,000Insurancecoverage:110%Partialtransfervalue:USD270,000[單選題]*A.110%B.116%C.123%(正確答案)D.134%13.Whichofthefollowingconstitutespartialshipmentforgoodsshippedfromthesameplacetothesamedestination?Presentationof:[單選題]*A.acourierreceiptevidencingreceiptoftwoseparatepackages.B.aroadtransportdocumentindicatingtwodifferenttrucks.(正確答案)C.twoseparatecourierreceiptsdatedatdifferenttimesofthesamedaybythesamecourierservice.D.twoseparatebillofladingindicatingthedifferentdateofshipmentonthesamevesselwithsamejourney14.Thebeneficiarycanmitigatetheriskof“forcemajeure’byrequestingthatthedocumentarycreditbemadeavailablewith:[單選題]*A.anybank(正確答案)B.theissuingbankC.theadvisingbankD.theconfirmingbank三、多選題（共15題，每題4分）1.根據(jù)《中國(guó)農(nóng)業(yè)銀行進(jìn)口信用證業(yè)務(wù)操作規(guī)程》，下列說(shuō)法正確的是*A.辦理提單背書(shū)業(yè)務(wù)，其貿(mào)易背景應(yīng)為近洋貿(mào)易，目的港限于中國(guó)大陸港口。(正確答案)B.信用證修改將全套正本提單改為2/3套正本提單，需要按照進(jìn)口開(kāi)證審批程序進(jìn)行審批。(正確答案)C.客戶接受電提不符點(diǎn)“2/3setb/li/ofullsetb/lpresented”,客戶部門(mén)應(yīng)要求申請(qǐng)人追加落實(shí)其他有效擔(dān)保。(正確答案)D.境內(nèi)分行辦理貨物不進(jìn)入境內(nèi)保稅區(qū)（倉(cāng)）、直接轉(zhuǎn)賣給第三方的離岸轉(zhuǎn)手買賣項(xiàng)下進(jìn)口信用證開(kāi)證，條款中應(yīng)要求客戶提交運(yùn)輸單據(jù)（含倉(cāng)單等），同時(shí)應(yīng)做好貸后管理，加強(qiáng)對(duì)貨物流、單據(jù)流和資金流的跟蹤監(jiān)控。2.以下關(guān)于代辦單證業(yè)務(wù)操作規(guī)程的說(shuō)法錯(cuò)誤的是*A.不得辦理新型離岸國(guó)際貿(mào)易（包括但不限于離岸轉(zhuǎn)手買賣、全球采購(gòu)、委托境外加工、承包工程境外購(gòu)買貨物等）項(xiàng)下代開(kāi)信用證B.關(guān)于代開(kāi)信用證付款期限:國(guó)際證不得超過(guò)180天（不含）以上，國(guó)內(nèi)證不得超過(guò)1年以上(正確答案)C.如委托行出現(xiàn)惡意遲承等影響本行對(duì)外承兌、承諾付款或可能給本行造成損失的情形，本行應(yīng)暫停與委托行新增辦理代開(kāi)信用證業(yè)務(wù)。D.本行可以辦理代開(kāi)涉外非融資性、內(nèi)保內(nèi)貸項(xiàng)下融資性保函/備用信用證以及代開(kāi)保付加簽業(yè)務(wù)(正確答案)3.ThefollowingIncotermsdescribedtheonethatshallbornetheExportDuty,ImportDutyandMainCarriage.WhichofthefollowingareCORRECT?（）

ExportDutyImportDutyMainCarriage*A.EXWSellerBuyerBuyerB.FCASellerBuyerBuyer(正確答案)C.DAPSellerBuyerSeller(正確答案)D.DDPSellerSellerSeller(正確答案)4.根據(jù)《國(guó)際結(jié)算單證中心單證業(yè)務(wù)風(fēng)險(xiǎn)防控總則》，對(duì)于內(nèi)部風(fēng)險(xiǎn)，需要進(jìn)行日常風(fēng)險(xiǎn)監(jiān)控，下列說(shuō)法正確的是（）*A.進(jìn)口單證部和保函業(yè)務(wù)部負(fù)責(zé)風(fēng)險(xiǎn)條款的整理與分析，結(jié)合客戶個(gè)性化需求，向單證中心內(nèi)部及上收行提示業(yè)務(wù)風(fēng)險(xiǎn)。(正確答案)B.出口單證部負(fù)責(zé)交易對(duì)手銀行收匯風(fēng)險(xiǎn)的監(jiān)測(cè)與提示，重點(diǎn)關(guān)注代理行不按慣例指示行事、無(wú)理拒付、延兌遲付等風(fēng)險(xiǎn)因素，定期發(fā)布監(jiān)測(cè)表、總結(jié)分析并發(fā)布典型案例，及時(shí)向金融機(jī)構(gòu)處、國(guó)際結(jié)算處以及經(jīng)辦行反饋涉及代理行風(fēng)險(xiǎn)的相關(guān)問(wèn)題。(正確答案)C.加強(qiáng)進(jìn)出口不符點(diǎn)業(yè)務(wù)分析，以提高業(yè)務(wù)能力，避免審單風(fēng)險(xiǎn)。(正確答案)D.加強(qiáng)業(yè)務(wù)流程中操作風(fēng)險(xiǎn)的監(jiān)測(cè)和報(bào)告，提升作業(yè)質(zhì)量。(正確答案)5.根據(jù)ITS系統(tǒng)設(shè)置，如“是否有海運(yùn)單據(jù)”選擇“是”，必須錄入信息篩查的欄位是（）*A.收貨人B.船名(正確答案)C.裝貨港(正確答案)D.承運(yùn)人(正確答案)6.根據(jù)《中國(guó)農(nóng)業(yè)銀行進(jìn)口信用證業(yè)務(wù)操作規(guī)程》，區(qū)域戰(zhàn)略行、城市爭(zhēng)先行、三農(nóng)主力行對(duì)同時(shí)符合以下條件的信用證開(kāi)證，減免保證金部分可不再落實(shí)其他擔(dān)保:*A.信用證應(yīng)規(guī)定提交全套正本清潔已裝船海運(yùn)提單。(正確答案)B.根據(jù)合同貿(mào)易術(shù)語(yǔ)（INCOTERMS）應(yīng)由賣方（受益人）投保的，信用證應(yīng)規(guī)定提交貨物保單。(正確答案)C.客戶應(yīng)具有良好的行業(yè)資質(zhì)，熟悉進(jìn)口產(chǎn)品的市場(chǎng)行情。(正確答案)D.為即期信用證(正確答案)7.背對(duì)背信用證母證由他行開(kāi)立，子證在我行開(kāi)立的情況下，下列說(shuō)法正確的是（）*A.客戶是母證基礎(chǔ)合同的買方和子證基礎(chǔ)合同的賣方，同時(shí)也是母證受益人和子證申請(qǐng)人B.子母證合同的貨物應(yīng)為同一商品(正確答案)C.子證合同的總金額及單價(jià)不能高于母證合同(正確答案)D.貨物屬客戶經(jīng)營(yíng)范圍，非低值易耗品，非季節(jié)性產(chǎn)品，非海鮮商品等難以處置的商品(正確答案)8.WhichOfTheFollowingDetailsWouldBeAcceptableForaBillOfLadingRequiredToEvidenceShipmentOfGoodsOnaCFRBasis?*A.’FreightPre-Payable’ReferencingNoAdditionalCosts.B.’FreightToBePaid’ReferencingNoAdditionalCosts.C.’FreightPaid’And‘DestinationPortHandlingCostsCollect’.(正確答案)D.’FreightPrepaid’And‘DestinationPortHandlingCostsToPay’.(正確答案)9.LCissuedforUSD20,000covering1000shirtsattheunitpriceofUSD20pershirtwithpartialshipmentprohibitedandthefollowingtransferoftheLC:

-FirstbeneficiarytransferredtheLCforUSD15,000withtheunitpriceatUSD15pershirt.

-SecondbeneficiarypresenteddocumentsincompliancewiththetransferredLCforUSD15,000.

-FirstbeneficiaryfailedtosubstitutehisowndraftandinvoiceforUSD20,000onfirstdemand.

-TransferringbanksentdocumentsforUSD15,000receivedfromthesecondbeneficiarytotheissuingbank.

Whichofthefollowingareincorrectforissuingbank?*A.DiscrepancyofunitpricenotasperLCisvalid.(正確答案)B.Discrepancyofshortdrawingisvalid.(正確答案)C.ItmusthonorthedocsforUSD15,000.D.ItmusthonorthedocsforUSD20,000.(正確答案)10.以下單據(jù)中，必須顯示正本份數(shù)的有?*A.空單B.海運(yùn)單(正確答案)C.租船提單(正確答案)D.內(nèi)陸水運(yùn)單據(jù)11.根據(jù)EUCP2.0，以下哪些表述是正確的（）*A.電子記錄必須表明其出具日期。(正確答案)B.如果證明運(yùn)輸?shù)碾娮佑涗洓](méi)有表明貨物裝運(yùn)或發(fā)送或接管或已被收妥待運(yùn)日期，電子記錄的發(fā)出日期將被視為貨物裝運(yùn)或發(fā)送或接管或已被收妥待運(yùn)日期。但如果電子記錄載有證明貨物裝運(yùn)或發(fā)送或接管或已被收妥待運(yùn)日期的批注時(shí)，該批注日期將被視為貨物裝運(yùn)或發(fā)送或接管或已被受妥待運(yùn)日期。顯示附加數(shù)據(jù)內(nèi)容的該批注無(wú)需另行簽字或以其他方式證實(shí)。(正確答案)C.電子記錄可以分別提交，并且無(wú)需同時(shí)提交。(正確答案)D.不能被證實(shí)的電子記錄將被視為未曾提交。(正確答案)12.Aletterofcreditstipulates“10pctmoreorlessonLCamountallowed,10pctmoreorlessontotalquantityandamountallowed."Anumberoflineitemswereincludedwithinthegoodsdescription,eachwithanapplicablequantity.

Onpresentationtheissuingbanknoticedthequantityofoneofthelineitemshadbeenshippedwasmorethan10%overthequantitystatedinthecredit.

Whichoffollowingstatementsarecorrect?

*A.Thetoleranceinquantityappliedtoboththetotalquantityaswellastothequantityofindividualitems.B.Theword"total"onlyappliedtothe10percenttoleranceoftotalquantity.(正確答案)C.Theissuingbankmayrefusethepresentationsinceone