金融英語考試

金融專業(yè)英語證書考試參考書目銀行綜合類1、金融專業(yè)英語證書考試（銀行綜合類）教材——現(xiàn)代銀行業(yè)務(第二版)（第一版可繼續(xù)使用）金融專業(yè)英語證書考試委員會編寫FINANCIALENGLISHCERTIFICATETEST(MODERNBANKINGPRACTICES)金融專業(yè)英語證書考（銀行綜合類《現(xiàn)代銀行業(yè)務第二學習參考 融專業(yè)英語證書考試委員會編寫3、銀行間業(yè)務往來（聽力訓練磁帶，初、中級共一套）CASSETTE FOR FINANCIAL ENGLISH CERTIFICATE TEST(BANKINGCOMMUNICATION) 中級1、經(jīng)濟學BANKINGCERTIFICATEECONOMICS2、會計學BANKINGCERTIFICATEACCOUNTING3、銀行業(yè)務HONGKONGBANKINGSYSTEMANDPRACTICE4、法律GUIDETOHONGKONGLAW5、模擬試題與答案SAMPLEQUESTIONSANDSUGGESTEDANSWERS6、《香港法律指南》中文導讀7、香港銀行學會會刊BankingWorld以上由香港銀行學會編，《香港法律指南》中文導讀由考委會組織專家翻譯。第一部分：聽力 investment fund 的優(yōu)點、charges的類型之的。語速真是快，沒多少記得下來，都靠僅存的一點記憶。第二部分：改錯（順序有點顛倒的）1、interbanklendingandsecuredunsecured2capitaladquencyrt2%？3liquidityrt5%？4ETRSElectronicTradeRelatedSevcs義5、UnderRTGS system.alllicensedbanksandanthorizedinstitutionsinhongkongandmaintainHKDaccountswiththeHMA6、l7、SWIFT的定義transfersystem8、9、10、第三部分（順序顛倒的）1、exchangeratee23commercialinstrument3、在partnershpassesscreditik個步驟4、CIF、FCA的全名5、Certificateof6、7、第四部分1）1（1）installment特點（14）（2）舉例說明installmeoan的3種purpos，在每種purpos個例子（6）2（1）P/A，P/D（2）寫出五個關于n第五部分1）1、關于HKMA 的職責之類的2、名詞解釋foreignExchangSWAPfuturescontractoption3overtradin的symptoms（10分）在給limiteds）4考試大綱宗旨本考試注重測試考生銀行實務基本知識基礎知識。考試范圍1、銀行服務保理服務、租賃、擔保等服務。公司融資和商人銀行服務。投資和商務咨詢服務。付款購物、投資咨詢服務、大額存單、執(zhí)行遺囑及資產(chǎn)信托服務。2、外匯和資金調(diào)撥-貨幣兌換-匯率，即期和遠期、國際貿(mào)易融資-跟單信用證-跟單托收-價格術(shù)語及單據(jù)4、貸款-基本要點-貸款種類：私人貸款，商人貸款，銀行同業(yè)貸款。政府貸款。-貸款人種類：獨資業(yè)主，合伙企業(yè)，有限公司。-超資力擴張經(jīng)營。5、國際銀行業(yè)規(guī)則-資本充足率-流動性比率。305(3045金融英語：銀行業(yè)務重點歸納（一）第一章:TheHongKongbankingsystmanintroductionThemainfeaturesofthethree-tiersystemTheessentialfeatureofthechangeinthesystemisthattheoldcategoriesoftheLicensedDeposiTakingCompanies(LTDS)andtheRegisteredDeposit-takingCompanies(RTDS)werereplacedbytwonewcategories,therestrictedlicensedbanks(RLBs)replacetheLTDSandthedeposittakingcompanies(DTCS)replacetheRDCs.ThereisnochangeinLicensedBanksminimumpaid-upsharecapitalforlocallyincorporatedbanksisincreasedfromHK$100milliontoHK$150million.Theminimumpaid-upsharescapitalrequirementisnowHK$25millioninsteadofHK$10millionasbefore.Theimplicationsoftheytm考試大Soundoverseasbanks,eventhoughtheydonotmeettheapprovalcriteriaforafulllicense,arenowallowedtobranchintoHKasRLBs,asanalternativetosettingupasubsidiaryhere.DirectentrytothetierofRLBisallowed.ThestatusofRLBissuperiortothatoftheLDTCwhereaRLBisincorporatedoverseas.OverseasbanksareneuthorizedRLBsinbranchformareallowedtooperateonlyfromofficesinonebuildingLocalbankstraditionallyoperateintheretailmarketwhereasoverseasbanksauthorizedRLBsaremainlycarryingonmerchantbankingbusiness.HKmonetaryauthoriy源：考試大Establishedin1April1993MergingthetheExchangedFundwiththeOfficeoftheCommissionerofBanking.PurposetomaintaithecontinuindprofessionalinHK’monetaryandreservesmanagementandbankingsupervision,inawaywhichcommandstheconfidenceofthepeopleHKandtheinternationalfinancialcommunity.Responsibiliy源：考試大Executionanddevelopmentofmonetaryplc考試大MaintenanceofexchangerateandmonetarystabilityDevelopmentofthedebtmarketinHKPromotingtheefficiencntegritanddevelopmentofpaymentandarrangementsManagingtheassetsoftheExchangeFundPrudentialsupervisionofauthorizedinstitutionsundertheBankingOrdinanceFormulatingpolicesrelatingtobankingsupervisionHKMAisanintegralpartofthegovernmentbutisabletoemploystaffondifferenttermstothoseofthecivilservicetoattractpersonneloftherightcaliber,experienceandexpertisHKMA isaccountabltoFinanciaSecretarhoisadvisedbytheExchangeFundAdvisoryCommitteeonmattersrelatingtothecontroloftheExchangedFundandontheannualbudgetoftheHKMA.Businessscope:DepositsLoansSettlementGuaranteesInterbankborrowingandlendingTradeinChinesetreasurybondDefinitionofa―banking―inHongKongAbankisafinancialintermediary,whichprovidesspecialtypesofservicesrelatingdirectorindirectlytofinance.InHongKong,theBankingOrdinancedefinesa―bank‖asacompany,whichcarrieon―bankinbusinessndholdsavalibanklicensgrantebytheHKMAtogetherwiththeSARChiefExecutive.BankingbusinessBankingbusiness：考試大Receivinfromthegenerapublimoneyoncurrendepositsavingdeposiorothersimilaraccountrepayableondemandorwithinlessthanthreemonthsoratcallornoticethreemonth;Payingorcollectingchequesdrawnbyorpaidinbycustomers.Providingcreditcardsorchargecardstocustomers,givebusinessadvice,handleclientauto-paysystem,transfermoney,andprovideforeignexchangeandotherservices.currendeposicurrenaccountdonotusuallproduceanyintereorthecustomers.Onlybankswithallowedtooffercheque(currentaccounts)金融英語：銀行業(yè)務重點歸納（二）第二章Money,bankingandtheeconomy1）FunctionofmoneyMediumofexchangeStoreofvalueAunitofaccount(standardofvalue)StandardofdeferredpaymentCharacteristicofmoneyPortabilityDivisibilityHomogeneityandidentifiabilityDurabilityScarcityPurchasingpowerstabilityTypeofmoneyTokenmoneyChequeaccountdepositsCommoditymoneyChequeitselfisnot―money‖;itisonlytheamountofmoneyintherelevantaccount,whichconsideredtobe―money‖.5）Arequiredreserveratioisafractionofthedepositsofthepublicthatabankholdinreseminimumamountofbankmust,bylaw,keepindepositswiththecentralbank.MoneyRM1:thesmoflegatendecoinsandnoteshe