信貸控制崗位職責(zé)任職要求

本文格式為Word版，下載可任意編輯——信貸控制崗位職責(zé)任職要求信貸操縱崗位職責(zé)

CreditRiskControlAssistant庫(kù)存信貸風(fēng)險(xiǎn)操縱助理東風(fēng)日產(chǎn)汽車(chē)金融有限公司東風(fēng)日產(chǎn)汽車(chē)金融有限公司,東風(fēng)日產(chǎn)職位:庫(kù)存信貸風(fēng)險(xiǎn)操縱助理

概述:處理庫(kù)存信貸風(fēng)控團(tuán)隊(duì)日常工作;輔助部門(mén)同事評(píng)估風(fēng)險(xiǎn)類(lèi)經(jīng)銷(xiāo)商資質(zhì),打定風(fēng)險(xiǎn)類(lèi)經(jīng)銷(xiāo)商信貸分析報(bào)告,提出相應(yīng)的信貸建議,監(jiān)控經(jīng)銷(xiāo)商信貸風(fēng)險(xiǎn);對(duì)于高風(fēng)險(xiǎn)經(jīng)銷(xiāo)商和風(fēng)險(xiǎn)事情,輔助部門(mén)資深同事及其他相關(guān)部門(mén)一起確定風(fēng)控方案,舉行風(fēng)險(xiǎn)處置工作,確保公司資產(chǎn)安好。

崗位職責(zé):

處理庫(kù)存信貸風(fēng)控團(tuán)隊(duì)日常工作;

信貸審批

·輔助團(tuán)隊(duì)成員執(zhí)行風(fēng)險(xiǎn)類(lèi)經(jīng)銷(xiāo)商整體狀況調(diào)查,評(píng)估其資質(zhì)輔助團(tuán)隊(duì)舉行風(fēng)險(xiǎn)類(lèi)經(jīng)銷(xiāo)商信貸評(píng)估;

·打定或復(fù)核制作的庫(kù)存信貸合同;

·確保被批準(zhǔn)的全體的授信都是有記錄的并安好存檔的

貸后管理

·匯總風(fēng)險(xiǎn)類(lèi)經(jīng)銷(xiāo)商月度財(cái)務(wù)報(bào)表和運(yùn)營(yíng)處境,實(shí)時(shí)匯報(bào)察覺(jué)其運(yùn)營(yíng)過(guò)程中展現(xiàn)的問(wèn)題或信貸風(fēng)險(xiǎn),并提出解決方案

·風(fēng)險(xiǎn)管控

·匯總整理貸款五級(jí)初步分類(lèi)

·實(shí)時(shí)了解信貸審核涉及的法律法規(guī)和市場(chǎng)風(fēng)險(xiǎn)狀況

風(fēng)險(xiǎn)事情處置

輔助部門(mén)資深同事,緊密跟進(jìn)風(fēng)險(xiǎn)事情進(jìn)程,匯總相關(guān)信息

其他上司布置的臨時(shí)工作任務(wù)

崗位要求:

會(huì)計(jì)、金融或相關(guān)專(zhuān)業(yè)全日制本科以上學(xué)歷;

1年以上相關(guān)工作閱歷;

具有良好的財(cái)務(wù)分析才能和理解力,具有CFA,FRM或CPA等相關(guān)職業(yè)資格者優(yōu)先;

工作細(xì)致、嚴(yán)謹(jǐn),并具有較強(qiáng)的判斷力、有敏銳的洞察力、良好人際溝通和快速學(xué)習(xí)才能;

純熟掌管英語(yǔ)及普遍話(huà)(書(shū)面及口語(yǔ));

熟諳Word,EXCELPPT根本技能;

能適應(yīng)臨時(shí)出差任務(wù).

FPCreditRiskControlAssistant

Summary:HandleCRTeam’sdailywork;Assistwithcolleaguetoinvestigateriskdealer’squality,prepareriskdealers’creditanalysisreport,andproposal,monitordealers’creditriskwithseniorcolleague;forhigh-riskdealerandriskissue,cooperatewithotherdepartmenttomakeriskmanagementplan,takeactionandsecurethecompany’sassets.

JobDescription:

HandleFPCRTeam’sdailywork;

CreditAnalysis

·Assistteammembertoconductcreditinvestigationtoassesstheclientcreditrisk

·Makeassistantforriskdealers’reviewandcreditapproval

·Prepareorcheckthefloorplancontract;Ensureapprovedfacilitiesarealldocumentedandsafelyarchived

Post-loanmanagement

·Summarizeriskdealer’smonthlyfinancialstatementandperformance,andtimelyreporttheidentifiedissuesorcreditrisks

·RiskManagement

·Summarize5categoriesloanpre-classification

·Stayinformedaboutthelegal,complianceandmarket-risk-relatedissuesinvolvedintheapprovalofcredit

RiskEventManagement

·Assistseniorcolleaguetofollowupcloselywiththeprogressofriskevents,summarizerelevantinformation

·Performadd-hoctasksassignedbythesuperior;

Qualifications:

Universitydegreeorabove,inaccounting,financeorrelatedspecialty;

1yearsrelatedworkingexperience,

Strongfinancialanalyticalskills,deepknowledgeininterpretingfinancials,vocationalqualificationispreferableasCFA,FRM,CPAandetc.;

Carefulandrigorous,strongdiscretion,sharpinsight,interpersonalcommunicationandexecutivecapability

FluentinEnglishandMandarin(bo