保險專業(yè)英語常用詞匯大全

資料acceptancepolicy核保政策accountingperiod結(jié)算期aggregatelimit累積限額aggregatedloss累積損失antiselection逆選擇ART(AlternativeRiskTransfer新型風(fēng)險轉(zhuǎn)移balance所欠款項barrages堰壩captivepools自保組合catastropherisk巨災(zāi)風(fēng)險ceidingcompany分出公司cessionlimit分保限額claim-prone容易出險claimsassistance理賠協(xié)助cleancut結(jié)清方式coinsurance共保commencementandtermination起訖cover承保cover責(zé)任額depositpremium預(yù)付保費destroyed毀壞earthcaves土壞房屋EPAeventlimit事件限額exgratiapayments通融賠款excessloss超額賠款exclusion除外責(zé)任exposedareas風(fēng)險承受區(qū)域facultativereinsurance臨時分保faultzone斷層區(qū)finiterisk有限制的風(fēng)險flashfloods驟發(fā)洪水floodingofrivers洪水泛濫framestructure框架結(jié)構(gòu)fullcoverage全額承保fullinsurancevalue足額保險價值fullliability全部責(zé)任GeophysicsInstitute地球物理研究所healthinsurance疾病保險,健康保險sicknessinsurance疾病保險insuranceduringaperiodofillness疾病保險insuranceformedicalcare醫(yī)療保險"majormedical"insurancepolicy巨額醫(yī)藥費保險lifeinsurance人壽保險endowmentinsurance養(yǎng)老保險insuranceonlastsurvivor長壽保險socialinsurance社會保險personalpropertyinsurance個人財產(chǎn)保險insuranceofcontents家庭貝才產(chǎn)保險險別FreefromParticularAverageF.P.A.平安險WithParticularAverageW.P.A.水漬險AllRisks一切險riskofbreakage破碎險riskofclashing碰損險riskofrust生銹險riskofhookdamage鉤損險riskofcontamination(tainting污染險insuranceagainsttotallossonly(TLO全損險riskofdeterioration變質(zhì)險riskofpackingbreakage包裝破裂險riskofinherentvice內(nèi)在缺陷險riskofnormalloss(naturalloss途耗或自然損耗險riskofspontaneouscombustion自然險riskofcontingentimportduty進口關(guān)稅險insuranceagainstwarrisk戰(zhàn)爭險AirTransportationCargoWarRisk航空運輸戰(zhàn)爭險overlandTransportationInsuranceWarRisk陸上運輸戰(zhàn)爭險insuranceagainststrike,riotandcivilcommotion(SRCC罷工,暴動,民變險insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附力口險

資料GNPI總凈保費收入資料hailstorm雹暴heavydamage嚴(yán)重破壞hollowbrickwall空斗磚結(jié)構(gòu)hourclause小時條款hurricane颶風(fēng)individuallosses單一損失insurability可保性insuredlosses保險損失intensity烈度layering層次lessexposed損失可能性小liability責(zé)任lightdamage輕度破壞lineslips分保條loading附力口費lossoccurrence損失發(fā)生lossoccurringbasis損失發(fā)生根底lossparticipation分擔(dān)損失losssettlement損失賠付magnitude震級maliciousdamage惡意損害moderatedamage中度破壞multi-storybuilding多層建建筑MunichRe慕尼黑再netretainedlines凈自留額netretainedlosses損失凈自賠額noprofitcommission無純益風(fēng)險non-proportionalreinsurance］上比例再保險notification告知object標(biāo)的obligatoryreinsurance固定分保originaldeductibles原始免賠額originalrate原始費率paid-upcapital已付資本peakaccelerator峰值力口速度peril危險riskoftheft,pilferageandnondelivery(TPND盜竊提貨不著險riskoffreshand/ofrainwaterdamage(wetting淡水雨淋險riskofleakage滲漏險riskofshortageinweight/quantity短量險riskofsweatingand/orheating受潮受熱險5保險英語譯riskofbadodour(changeofflavour惡味險,變味險riskofmould發(fā)霉險ondeckrisk艙面險6保險英語譯保險業(yè)詞匯Termsusedininsuranceindustryaccident意外事故險actuarialmethod精算法AdvanceLossProfits(ALOP預(yù)期利潤損失險,利損險Advanceprofit預(yù)期利潤broker經(jīng)紀(jì)人BusinessInterruptionInsurance(BI營業(yè)中斷險captive自保公司casualty意外傷害險catastrophe巨災(zāi)險cedingcompany分出公司claim索賠claimsettlement資料理賠理賠combinedratio綜合賠付率ConsequentialLoss(CL7保險英語譯,保險專業(yè)詞匯后果損失Contractor'sAllRisks(CAR建筑工程一切險建工險cover保證Delayincompletion完工延誤EEI電子設(shè)備險engineeringinsurance工程保險ErectionAllRisks(EAR安裝工程一切險安工險excessoflosscover超額賠償EXLprotection超賠保證facultativebusiness臨分保IBRNIncurredbutnotreportedlosses的損失IBRNreserveIBRN儲藏金indemnityperiod/limit賠期/期限inflatedclaim超額索賠insurancecapacity承保水平8保險英語譯insuredproperty已發(fā)生但未報PICCRe中保再placement安排PML可能最大損失policyholder保單持有者pool共保組合portfolioentry未滿期責(zé)任的出帳portfoliooutgo未滿期責(zé)任的入帳premium保費previouslosses既往損失priority分保自留額priority自付責(zé)任3保險英語詞匯表proportionalreinsurance比例再保險rainstorm雨暴rating費率reinforcedconcretebuilding鋼筋混凝土建筑reinstatement恢復(fù)保額reinsured分出公司reinsurer再保險人retention自留額retentionareas滯洪區(qū)returnperiod重現(xiàn)期revokelicense撤消營業(yè)執(zhí)照seaquake海震secondeventcover第二事件承保securitization證券化seismicdemage震害set-off抵銷shearwallstructure剪力墻結(jié)構(gòu)single險位超賠spreadloss分散風(fēng)險stoploss賠付率超賠stormsurges風(fēng)暴潮susceptibilityofgoodstowater易受水浸性tarrif費率表TG拐點周期tidalwave海嘯topographicmap地形圖資料tornado龍卷風(fēng)totalsuminsured總保額treaty-limits合約限額tubestructure筒體結(jié)構(gòu)underwritingpolicy承保政策windstorm風(fēng)暴2保險英語詞匯譯hourclause小時條款hurricane颶風(fēng)individuallosses單一損失insurability可保性insuredlosses保險損失intensity烈度layering層次lessexposed損失可能性小liability責(zé)任lightdamage輕度破壞lineslips分保條loading附力口費lossoccurrence損失發(fā)生lossoccurringbasis損失發(fā)生根底lossparticipation分擔(dān)損失losssettlement損失賠付magnitude震級maliciousdamage惡意損害moderatedamage中度破壞multi-storybuilding多層建建筑MunichRe慕尼黑再netretainedlines凈自留額netretainedlosses損失凈自賠額noprofitcommission無純益風(fēng)險non-proportionalreinsurance］上比例再保險notification告知object標(biāo)的

參保物業(yè)Kobe神戶Lloyd勞合社long-tail長尾Lossofprofit利損險Machinery(BreakdownInsurance機器損壞〕險,機損險mail/sub-contractor主/分承包商maintenance保證期multipleclaim屢次重復(fù)索賠non-life非壽險officer&directorliability雇主保險outstandingclaimreserve未決索賠準(zhǔn)備金PCindustryproperty&catastropheindustryperil危險policy保單9保險英語譯pool英語譯：聯(lián)營possiblemaximumloss英語譯：可能的最大損失premium英語譯：保費primaryinsurancecompany英語譯：原保公司、主保險商principal/employer英語譯：業(yè)主obligatoryreinsurance固定分保professional英語譯：專業(yè)險資料pprofitmargin英語譯：利潤邊際property英語譯：財產(chǎn)險proportionalcover比例分保punitivedamage懲罰性損害rate費率reinsurer分保人分保公司reinsurer再保人reserve準(zhǔn)備金retention10自留returnperiod巨災(zāi)間隔期short-tail短尾solvencymargin賠償水平standingcharges維持費用subjectinsured風(fēng)險標(biāo)的suminsured保額tarrifzone險區(qū)ThirdPartyLiability(TPL第三者責(zé)任險treatiesbusiness合同分保turnover營業(yè)額underwritingoriginaldeductibles原始免賠額originalrate原始費率paid-upcapital已付資本peakaccelerator峰值力口速度peril危險PICCRe中保再placement安排PML可能最大損失policyholder保單持有者pool共保組合portfolioentry未滿期責(zé)任的出帳portfoliooutgo未滿期責(zé)任的入帳premium保費previouslosses既往損失priority分保自留額priority自付責(zé)任3保險詞匯譯proportionalreinsurance比例再保險rainstorm雨暴rating費率reinforcedconcretebuilding鋼筋混凝土建筑reinstatement恢復(fù)保額reinsured分出公司reinsurer再保險人retention自留額retentionareas滯洪區(qū)returnperiod重現(xiàn)期revokelicense撤消營業(yè)執(zhí)照seaquake海震secondeventcover第二事件承保securitization證券化seismicdemage震害set-off抵銷shearwallstructure剪力墻結(jié)構(gòu)single險位超賠spreadloss分散風(fēng)險stoploss賠付率超賠資料資料承保workingexpenses/cost營業(yè)費用writing承保stormsurges風(fēng)暴潮susceptibilityofgoodstowater易受水浸性tarrif費率表TG拐點周期tidalwave海嘯topographicmap地形圖tornado龍卷風(fēng)totalsuminsured總保額treaty-limits合約限額tubestructure筒體結(jié)構(gòu)underwritingpolicy承保政策windstorm風(fēng)暴保險Insurance保險法LawofInsurance保險公司InsuranceCompany保險合同InsuranceContract保險單Policy保險條款I(lǐng)nsuranceClauses保險標(biāo)的InsuranceSubject保險金額InsuredAmount保險期限InsurancePeriod保險費InsurancePremium保險人Insurer被保險人Insured保險代理人InsuranceAgent資料保險經(jīng)紀(jì)人InsuranceBroker貝才產(chǎn)保險PropertyInsurance產(chǎn)品責(zé)任保險ProductLiabilityInsurance勞工保險和雇主責(zé)任保險WorkersCompensationandEmployerLiabilityInsurance年金保險AnnuitiesInsurance人壽保險LifeInsurance兩全保險EndowmentAssurance現(xiàn)金價值CashValue終身壽險WholeLifeInsurance再保險Reinsurance保險根本英語術(shù)語累積結(jié)余(accumulatedvalue)全險(allrisks)年金(annuity)比例計算法(average)「比例分擔(dān)」條文(averagecondition)受益人(beneficiary)改善(betterment)盜竊罪(burglary)現(xiàn)金價值(cashvalue)保險憑證(certificateofinsurance)賠償(claim)損害賠償合約(contractofindemnity)間接損失(consequentialloss)分?jǐn)?contribution)互有疏忽(contributorynegligence)參與供款方案(contributoryplan)資料可轉(zhuǎn)換定期壽險(convertibleterminsurance)冷靜期(cooling-offperiod)保證范圍(cover)承保單(附條文收據(jù))(covernote(conditionalreceipt))客戶保證聲明書(customerprotectiondeclarationform)遞減定期壽險(decreasingterminsurance)自付額/免賠額(deductible)界定福利方案(definedbenefitplan)重復(fù)補償(doubleindemnity)批單(endorsements)儲蓄保險(endowmentinsurance)不受保工程(exceptions)自付額(excess)不受保工程(exclusion)見exclusions起賠額(率)(franchise)不可爭議條款(incontestabilityprovision)可保權(quán)益(insurableinterest)中間人(intermediary)兒童保險單(juvenileinsurancepolicy)定額定期壽險(levelterminsurance)雇員征費(levy)有限責(zé)任(limitsofliability)理賠師(lossadjuster)惡意破壞(maliciousdamage)重大轉(zhuǎn)變(materialchanges)重要事實(materialfact)期滿(maturity)期滿日(maturitydate)指定風(fēng)險保險(namedperilpolicy)疏忽(negligence)繳清保單(paid-uppolicy)終身壽險(permanentlifeinsurance)個人責(zé)任(personalliability)資料保單(policy)保單附加條款(policyrider)保單現(xiàn)金提取條款(policywithdrawalprovision)保費(premium)第一受益人(primarybeneficiary)公眾責(zé)任(publicliability)附加保證(rider)標(biāo)準(zhǔn)風(fēng)險(standardrisks)次標(biāo)準(zhǔn)風(fēng)險(substandardrisks)自殺不保條款(suicideexclusionprovision)投保額(suminsured)退保手續(xù)費(surrendercharge)定期壽險(termlifeinsurance)第三者(thirdparty)第三者責(zé)任(thirdpartyliability/publicliability)完全及永久傷殘(totalandpermanentdisability)投保缺乏(under-insurance)核保人(underwriters)核保(underwriting)最高誠信(utmostgoodfaith)投資人壽保險(variablelifeinsurance)無效(void)保費豁免/傷殘權(quán)益(waiverofpremiumfordisabilitybenefit)保費豁免/支付**益(waiverofpremiumforpayerbenefit)終身壽險(wholelifeinsurance)每年續(xù)保定期計戈U(yearlyrenewableterm)InsurancePolicy(orCertificate)保險單(或憑證)I.Risks&Coverage險另U(1)freefromparticularaverage(F.P.A.)平安險(2)withparticularaverage(W.A.)水漬險(根本險)(3)allrisk一切險(綜合險)(4)totallossonly(T.L.O.)全損險資料(5)warrisk戰(zhàn)爭險(6)cargo(extendedcover)clauses貨物(擴展)條款⑺additionalrisk附加險(8)fromwarehousetowarehouseclauses倉至倉條款(9)theft,pilferageandnondelivery(T.P.N.D.)盜竊提貨不著險(10)rainfreshwaterdamage淡水雨淋險(11)riskofshortage短量險(12)riskofcontamination沾污險(13)riskofleakage滲漏險(14)riskofclashing&breakage碰損破碎險(15)riskofodour用味險(16)damagecausedbysweatingand/orheating受潮受熱險(17)hookdamage鉤損險(18)lossand/ordamagecausedbybreakageofpacking包裝破裂險(19)riskofrusting銹損險(20)riskofmould發(fā)霉險(21)strike,riotsandcivilcommotion(S.R.C.C.)罷工、暴動、民眾騷亂險(22)riskofspontaneouscombustion自燃險(23)deteriorationrisk腐爛變質(zhì)險(24)inherentvicerisk內(nèi)在缺陷險

資料(25)riskofnaturallossornormalloss途耗或自然損耗險(26)specialadditionalrisk特別附加險(27)failuretodelivery交貨不到險(28)importduty進口關(guān)稅險(29)ondeck倉面險(30)rejection拒收險(31)aflatoxin黃曲霉素險(32)fireriskextensionclause-forstorageofcargoatdestinationHongKong,includingKowloon,orMacao出口貨物至U香港(包括九龍在內(nèi))或澳門存?zhèn)}火險責(zé)任擴展條款(33)surveyincustomsrisk海關(guān)檢驗險(34)surveyatjettyrisk碼頭檢驗險(35)institutewarrisk學(xué)會戰(zhàn)爭險(36)overlandtransportationrisks陸運險(37)overlandtransportationallrisks陸運綜合險(38)airtransportationrisk航空運輸險(39)airtransportationallrisk航空運輸綜合險(40)airtransportationwarrisk航空運輸戰(zhàn)爭險(41)parcelpostrisk郵包險(42)parcelpostallrisk郵包綜合險投資保險〔政治風(fēng)險〕(43)parcelpostwarr投資保險〔政治風(fēng)險〕(44)investmentinsurance(politicalrisks)資料(45)propertyinsurance貝才產(chǎn)保險(46)erectionallrisks安裝工程一切險(47)contractorsallrisks建筑工程一切險金融英語(fect):保險業(yè)英文術(shù)語(二)2.thestipulationsforinsurance保險條款(1)marineinsurancepolicy海運保險單(2)specificpolicy單獨保險單⑶voyagepolicy航程保險單(4)timepolicy期限保險單(5)floatingpolicy(oropenpolicy)流動保險單(6)oceanmarinecargoclauses海洋運輸貨物保險條款(7)oceanmarineinsuranceclauses(frozenproducts)海洋運輸冷藏貨物保險條款(8)oceanmarinecargowarclauses海洋運輸貨物戰(zhàn)爭險條款(9)oceanmarineinsuranceclauses(woodoilinbulk)海洋運輸散裝桐油保險條款(10)overlandtransportationinsuranceclauses(train,trucks)陸上運輸貨物保險條款(火車、汽車)(11)overlandtransportationinsuranceclauses(frozenproducts)陸上運輸冷藏貨物保險條款(12)airtransportationcargoinsuranceclauses航空運輸貨物保險條款(13)airtransportationcargowarriskclauses航空運輸貨物戰(zhàn)爭險條款資料(14)parcelpostinsuranceclauses由他保險條款(15)parcelpostwarriskinsuranceclauses由他戰(zhàn)爭保險條款(16)livestock&poultryinsuranceclauses(bysea,landorair)活牲畜、家禽的海上、陸上、航空保險條款(17)?risksclausesoftheP.I.C.C.subjecttoC.I.C.根據(jù)中國人民保險公司的保險條款投保？?險(18)marineinsurancepoliciesorcertificatesinnegotiableform,for110%fullCIFinvoicecoveringtherisksofWar&W.A.asperthePeople'sInsuranceCo.ofChinadated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveofpercentage)作為可議付格式的海運保險單或憑證根據(jù)到岸價的發(fā)票金額110%投保中國人民保險公司1976年1月1日的戰(zhàn)爭險和根本險,負(fù)責(zé)到吉隆坡為止.根據(jù)匯票所使用的貨幣在吉隆坡賠付(無免賠率)(19)insurancepolicyorcertificatesettlingagent'snameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditualue保險單或憑證須說明理賠代理人的名稱,保險費如增加10-17%可在本證金額以外支付(20)insurancepolicy(certificate)?NameofAssuredtobeshowed:A.B.C.Co.Ltd.保險單或憑證作成以A.B.C.為被保險人(21)insurancepolicyorcertificatecoveringW.A.(orF.P.A.)andwarrisksasperoceanmarinecargoclauseandoceanmarinecargowarriskclausesofthePeople'sInsuranceCompanyofChinadated1/1/1981保險單或憑證根據(jù)中國人民保險公司1981年1月1日的海洋運輸貨物保險條款和海洋運輸貨物戰(zhàn)爭險條款投保水漬險(或平安險)和戰(zhàn)爭險(22)insurancepolicy/certificatecoveringallwarminesrisks保險單/憑證投保一切險、戰(zhàn)爭險、地雷險(注：mines解釋為地雷,屬于戰(zhàn)爭險的負(fù)責(zé)范圍,可以接受)資料(23)W.A.thisinsurancemustbevalidforperiodof60daysafterthedischargeofgoods水漬險在貨物卸船后60天有效(24)intriplicatecoveringallrisksandwarrisksincludingW.A.andbreakageinexcessoffivepercentonthewholeconsignmentandincludingW/Wuptobuyer'sgodowninPenang投保一切險和戰(zhàn)爭險包括水漬險,破碎損失有5%絕對免賠率,按全部貨物計算,包括倉至倉條款,負(fù)責(zé)到買方在檳城的倉庫為止(的保險單)一式三份(25)insurancepolicyissuedofendorsedtoorder?forthefacevalueofinvoiceplus10%coveringincludingwarwith15daysafterarrivalofgoodsatdestination,onlyagainstFPAandT.P.N.D.按發(fā)票面值加10%投保戰(zhàn)爭險,貨物到達目的地后15天有效,僅負(fù)責(zé)平安險和盜竊提貨不著險的保險單開給或背書給？？(26)insurancepolicyorcertificateissuedbyaninsuranceCo.withW.P.A.clausecoveringthemerchandiseforabout10%abovethefullinvoicevalueincludingunlimitedtranshipmentwithclaimspayableatSingapore由保險公司簽發(fā)的保險單或憑證按發(fā)票總金額另加10%投保水漬險,包括非限定轉(zhuǎn)船的損失,在新加坡賠付(27)coveringalleventualrisks投保一切以外風(fēng)險(28)coveringallmarinerisks投保一切海運風(fēng)險(29)marineinsurancepolicyincluding"bothotblame"collisionclausesandfullycoveringtheshipment海運保險單包括負(fù)責(zé)船舶互撞條款和全部貨載(30)insurance?includingdeviationclauses保險包括繞道條款(變更航程條款)(31)coveringoverlandtransportationallrisksasperoverlandtransportationcargoinsuranceclauses(train,trucks)ofthePeople'sInsuranceCompanyofChinadated?根據(jù)中國人民保險公司X年X月X日陸上運輸貨物保險條款(火車、汽車)投保陸上運輸一切險資料(32)coveringairtransportationallriskasperairtransportationcargoinsuranceclausesofP.I.C.C.根據(jù)中國人民保險公司X年X月X日航空運輸貨物保險條款投保航空運輸一切險(33)insurancepolicyorcertificatecoveringparcelpostallrisksincludingwarrisksasperparcelpostinsuranceclausesandparcelpostwarriskinsuracneclausesofthePeople'sInsuranceCompanyofChinadated?保險單或憑證根據(jù)中國人民保險公司x年x月x日郵包保險條款和郵包戰(zhàn)爭險條款投保郵包一切險和郵包戰(zhàn)爭險(34)coveringallrisksincludingwarrisksasperoceanmarinecargoclausesandairtransportationcargoinsuranceclausesandoceanmarinecargowarriskclausesandairtransportationcargowarriskclausesofthePeople'sInsuranceCompanyofChinadated?根據(jù)中國人民保險公司x年x月x日海洋運輸貨物保險條款和航空運輸貨物保險條款以及海洋運輸貨物戰(zhàn)爭險條款和航空運輸貨物戰(zhàn)爭險條款投保?？章?lián)運一切險和戰(zhàn)爭險(35)coveringallrisksasperoceanmarinecargoclausesandoverlandtransportationcargoinsuranceclause(train,truck)ofP.I.C.C.dated?根據(jù)中國人民保險公司x年x月x日海洋運輸貨物保險條款和陸上運輸貨物保險條款(火車、汽車)投保海陸聯(lián)運一切險(36)coveringallrisksincludingwarrisksasperoverlandtransportationcargoinsuranceclauses(train,truck)andairtransportationcargoinsuranceclausesandairtransportationcargowarriskclauseandwarclauses(forcargotransportationbyrail)ofthePeople'sInsuranceCompanyofChinadated?根據(jù)中國人民保險公司X年X月X日陸運貨物保險條款(火車、汽車)和空運貨物保險條款以及空運貨物戰(zhàn)爭險條款和鐵路貨運戰(zhàn)爭條款投保陸空陸聯(lián)運一切險和戰(zhàn)爭險(37)includingshortageinweightinexcessof0.5%(with0.5%franchise)onthewholeconsignment包括短量損失有0.5%絕對免賠率(0.5%相對免賠率),按全部貨物計算包括破裂或凹癟(38)includingriskofbreakageandcl包括破裂或凹癟資料(39)includingriskofchipping&denting包括碎裂或凹彎險(40)includingriskofbadodour包括惡味險(41)includingdamagebyhooks,oils,mudsandcontactwithothercargo(insuredvalue)包括鉤損、油污、泥污以及和他物接觸所致的損失(以保險價值為限)(42)includingdamagecausedbyrainfreshand/orwater,internalcombustion(totalorpartialloss)包括淡水雨淋,自燃所致的損失(包括全部或局部損失)(43)includinglossand/ordamagecausedbyseawater,fresh-water,acid,grease包括海水、淡水、酸蝕、油脂所