歐陸銀行中英文對照版

1、Structure組織結(jié)構(gòu)Umbrella organization:傘式組織:It supports the Board of Director in managing the entire bank.該組織為董事會管理整個銀行提供支持。Some members of the umbrella organization are simultaneously(同時地 members of the Board of Directors.傘式組織的部分成員同時也是董事會成員。Joseph Fieldman is one of the members of the Board of Director

2、s.約瑟夫·費曼是董事會成員之一。Subordinated(次級的to umbrella organization are three divisions: 傘式組織屬下有三大分部Investment Bank(IB:投資銀行部:Clients are normally private and public institutions as well as medium-sized and global or national companies.客戶通常是私人機構(gòu)、公共機構(gòu)、中型公司、國際公司或國內(nèi)公司。Every client has its own contact person.

3、每個客戶都有自己的聯(lián)系人。IB offers capital market products on a worldwide basis.投資銀行部在全球各地提供資本市場產(chǎn)品。Private and business clients(PBC:私人和企業(yè)客戶部:This division is the biggest and most important one of Euro-bank and services private clients and small businesses in investments.這是歐陸銀行最大、最重要的業(yè)務部門之一。為私人客戶和小型企業(yè)提供投資服務。The

4、focus of the clients segments is in Europe, but also in other countries of the world.該部門的重點客戶群在歐洲,但也分部在世界上的其他國家。Estate Investments(EI:房地產(chǎn)投資:EI manages real estate and industrial holdings.不動產(chǎn)投資部管理的是房地產(chǎn)和工業(yè)不動產(chǎn)。Although this division is rather insignificant, the group will not withdraw(撤銷from this secto

5、r in the foreseeable future as it is of strategic importance.該部門雖然分量很輕,但是該集團在可預見的未來里都不會撤出這個領(lǐng)域,因為它具有重要的戰(zhàn)略意義。Strategy戰(zhàn)略Concentration on the core business:專注于核心業(yè)務Sale:銷售Euro-bank sold branch offices in the USA which offered services like client advisory, management of bank accounts and investments.歐陸銀行

6、售出提供客戶咨詢、銀行賬戶管理,投資等服務的美國分支機構(gòu)。Some of these services were replaced by online banking.這些服務有些被網(wǎng)上銀行取代。Numerous advisory services were hived off(獨立出來to release resources for the sector of PBC.多項咨詢服務已被分離出來,以便釋放資源提供私人和企業(yè)客戶部使用。Restructuring:重組Costs could be decreased by restructuring measures or the dismiss

7、al(解雇 of employees.可通過重組措施或解聘雇員工來降低成本。The return on net asset could be increased by a rearrangement of the risk assets and a share buyback.可通過風險資產(chǎn)重組和股份回購來提高凈資產(chǎn)收益率。Acquisitions:收購To provide private clients with a more individual advisory service, Euro-bank acquired the English private bank Best Consu

8、lt which is leading in this sector and has a wide range of experience in investments for private clients.為了向私人客戶提供更加個性化的咨詢服務,歐陸銀行收購了英國私人銀行貝恩斯,該銀行是一家領(lǐng)先的私人銀行,在私人客戶投資業(yè)務方面經(jīng)驗豐富。Principles原則Company principles:公司原則All divisions and umbrella organizations as well as investment advisers are obliged to comply

9、 with these principles. They include:所有部門和傘式組織以及投資顧問都有義務遵循這些原則,包括Shareholders rights:股東股利They include the acquisition and free sale of shares, the exercise of voting rights as well as the participation in the companys profits包括購買和自由出售股份、行使表決權(quán)以及分享企業(yè)利潤。Duties of the Board of Directors and Supervisory

10、Board:董事會和監(jiān)事會義務:They are obliged to comply with the interests of Euro-bank.董事會和監(jiān)事會有義務服從歐陸銀行的利益。The Board of Directors decides on the strategy of the company and must inform the Supervisory Board about the situation of the group on a regular basis.董事會對企業(yè)戰(zhàn)略做出決定,并須定期向監(jiān)事會通報集團情況。When the Board of Directo

11、rs decides on the company strategy, the supervisory Board must approve it.董事會對企業(yè)戰(zhàn)略做出決定時,須由監(jiān)事會批準。Compensation:薪酬The compensation of the members of the Board of Directors will be determined by the supervisory Board whereas the Board of Directors decides in the compensation of the senior managers of th

12、e group.董事會成員的薪酬由監(jiān)事會決定,而董事會決定集團高級管理人員的薪酬。Transparency透明度Is not ensured if financial reports are not provides in a timely manner, at optimum every financial quarter.財務報告如果提供不及時,則無法確保透明度,最佳是按季度提供報告。Products and services產(chǎn)品與服務Private clients:私人客戶They are offered money investments, provisions for the fut

13、ure and capital accumulation and saving through the building society besides the management of bank accounts.除提供銀行賬戶的管理外,還為其提供投資理財,為未來準備,資本積累,通過房屋互助協(xié)會儲蓄等服務。Business clients:商務客戶Euro-bank supports self-employed customers and family businesses in the financing and safeguarding of the company.歐陸銀行為個體經(jīng)營

14、客戶和家族企業(yè)提供融資和公司保障方面的支持。Euro-bank offers the services of international payment transactions, interest and currency management as well as e-banking due to the globalization of many companies.隨著企業(yè)業(yè)務全球化,歐陸銀行提供的服務包括國際支付業(yè)務,利息和貨幣管理以及電子銀行。Business corporations:商業(yè)公司For big corporations, Euro-bank offers progr

15、ams for company financing, also by outside capital, leasing and government support programs, among others.大型企業(yè):針對大型企業(yè),歐陸銀行提供企業(yè)融資計劃,還有外部資本、租賃和政府資助計劃等。Industry experts may carry out credit checks for a company and then optionally accompany a repositioning(重新定位. All products and services are withering

16、designed for regional or global projects.業(yè)界專家可以對公司進行信用審核,然后可以有選擇地進行重新定位。所有產(chǎn)品和服務都是為地區(qū)項目或全球項目而設計的Investments:投資Are enabled by equity and real estate investment funds in Europe, the USA , south America and Asia.是通過在歐洲、美國、南非和亞洲的股權(quán)和不動產(chǎn)投資基金實現(xiàn)的。The hedge funds of Euro-bank offer the chance for high returns

17、 within a very short time.憑借歐陸銀行的對沖基金,有機會再很短的時間內(nèi)獲得較高的回報Locations:地點Asset Management:資產(chǎn)管理In the USA, the bank offers the investment of property for private clients and small businesses, among others,in Australia, Japan, Singapore and Brazil mainly for medium-sized companies.在美國,該銀行為私人客戶和小型企業(yè)等提供財產(chǎn)投資,在

18、澳大利亞、日本、新加坡和巴西則主要面向中型企業(yè)。Investment funds/warrants:投資基金/認股權(quán)證Investment funds and warrants are offered in Europe, the USA and Asia as well as in the united Arab Enmirates.在歐洲,美國,亞洲和阿拉伯聯(lián)合酋長國提供投資基金和認股權(quán)證,In some countries in which Euro-bank offers warrants it also offers real estate funds.歐陸銀行還在其提供認股權(quán)證的某

19、些國家里提供不動產(chǎn)基金。Hedge funds:對沖基金The regional focus are the metropolises(大都市 New York, Tokyo, Sydney and London.區(qū)域重點是紐約、東京、悉尼和倫敦這些大都市。The currency in which transactions of hedge funds are made, is Us dollar.對沖基金的交易貨幣是美元。Regional focus:區(qū)域重點In Europe, especially in Germany, Euro-bank has a strong position

20、in all company divisions.在歐洲,尤其是在德國,歐陸銀行各部門實力都很強。If the number of employees is taken as a criterion, the most important branch office of Euro-bank is Munich.如果以員工數(shù)量為準則,歐陸銀行最重要的分行是慕尼黑。Board of Director: 董事會 Dr. Joseph Fieldman: 約瑟夫·費曼博士： ü Chairman of the Board of Directors and Certified Ec

21、onomist. 董事會主席，注冊經(jīng)濟師。 ü He has been member of the Board of Directors for five years. 他已擔任董事會成員五年時間。 ü After his doctorate in San Francisco, he worked for five years as a financial adviser with American consulting company Clue-consult. 在舊金山獲得博士頭銜后，他曾作為財務顧問為美國庫克咨詢公司效力五年 時間。 Lisa West: 西沙·西路： ü Head of IB. 投資銀行部主管 ü After her bank traineeship with euro-bank, she studied economics and returned to euro-bank as a client adviser where she became the Head of IB after having worked in New York and LA 在歐陸銀行完成銀行實習后，她攻讀了經(jīng)濟學，然后回到歐陸銀行擔任客戶 顧問，并在紐約和洛杉磯工作后，成為投資銀行部主管。 R