實(shí)用銀行柜面英語口語

1、銀行柜面英語口語（一）-新開帳戶Whatkindofaccountdidyouhaveinyourmind?你想開哪種帳戶？Doyouliketoopenacurrentaccount?你想開一個(gè)活期存款帳戶嗎？Adepositorcurrentaccount?定期還是活期？Pleasetellmehowyouwouldliketodeposityourmoney.請(qǐng)告訴我你想存何種戶頭？There'saservicechargeforthecheckingaccountbutnochargeforthesavings.支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Ourminimumdeposi

2、tforasavingsaccountis100dollars.我們儲(chǔ)蓄存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可隨時(shí)以50美圓的起存額開立儲(chǔ)蓄帳戶。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepit

3、wellandinformuswheneveryouloseit.這是你的存折，存取款時(shí)請(qǐng)帶來。保管好存折，遺失請(qǐng)告訴我們。Ishouldliketoopenacurrentaccount.我想開一個(gè)活期存款帳戶。IneedacheckingaccountsothatIcanpaymybill.我需開個(gè)支票帳戶，這樣就能付帳。We'dliketoknowhowweopenachecking-savingsaccount.我們想知道如何開一個(gè)支票儲(chǔ)蓄帳戶。Ihaveacheckingaccounthere.我在這里有一個(gè)支票存款帳戶。IthinkI'dlikeadepositac

4、count.我想要開個(gè)定期存款帳戶。CanIopenacurrentaccounthere?我能否在這兒開個(gè)活期存款帳戶Iwanttoopenadepositaccountwithyou.我要開個(gè)儲(chǔ)蓄帳戶。I'dliketoopenadepositaccountwithyou.我想在你們這兒開個(gè)定期存款帳戶。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?請(qǐng)告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎Pleasetellmetheprocedureforopeningasavingsaccount.請(qǐng)告訴我

5、開個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。W川100yuanbeenoughforaminimumdeposit?100元作最低存款額夠嗎I'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道開一個(gè)支票帳戶200元存款是否夠。Couldyoutellmehowtooperatethisaccount?請(qǐng)告訴我如何經(jīng)管這個(gè)帳戶好嗎Isthereanyminimumforthefirstdeposit?第一次儲(chǔ)蓄有最低限額嗎Howmuchdoeseachaccountcost?每個(gè)帳戶要花多少錢銀行柜面英

6、語口語（二）-?存款Howmuchdoyouwanttodepositwithus?你想在我們這存多少Howmuchdoyouwishtopayintoyouraccount?你希望在你的戶頭上存多少Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你計(jì)劃在你的戶頭上定期存放多少錢Howmuchcashdoyouplantodepositinyouraccount?你有多少錢要存入呢Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keepin

7、g.我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyyou'retodepositaswellasyourname,addressandprofessionalunit?請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。I'dliketopay200yuan

8、intomydepositaccount.我想在在我的定期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的工資支票。I'dliketoknowwhetherIcancashachequehere.我想知道我能否在這兌換支票。W川youpleasecashthistraveler'scheque?請(qǐng)兌現(xiàn)這張旅行支票好嗎I'dliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatraveler'sletterofcredit.我要把旅行信用證的結(jié)余兌現(xiàn)。W川youp

9、leasetellmewhetheryouchargeforcheques?請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎Couldyoutellmehowmuchthecheckscost?請(qǐng)告訴我這些支票要花多少錢WhatifIoverdraw?如果透支了怎么辦Pleasesignyournameonthebottomlineifyouwanttocashthecheck.如果想兌支票，請(qǐng)?jiān)诘拙€上簽名。Pleasewriteyouraccountnumberonthebackofthecheck.請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。Wehonoredthecheckastheoverdraftwasonly5yuan.

10、我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請(qǐng)背簽這張支票。Thetraveler'scheckscost1.5%ofthetotalamountofpurchase.旅行支票手續(xù)費(fèi)是購買總額的1.5%。Here'sthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveit"open".這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可

11、打叉線。Eachchequeyouwritewillcost2dollars.你每開一張支票將花2美圓。銀行柜面英語口語（三）-?取款、結(jié)余I'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我是否能提取存款來支付天津購物的費(fèi)用。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的定期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。I'dliketodraw100yuanagain

12、stthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎Couldyoutellmemybalance?能否把存款結(jié)余金額告訴我Pleaseletmeknowmybalance.請(qǐng)告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.我以為你可用支票提款支付購物費(fèi)用。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted

13、.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請(qǐng)告訴我你希望怎樣支款。Fillourawithdrawalform,please.請(qǐng)?zhí)顚懭】顔?。Theletterofcreditisexhausted.信用證上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。銀行柜面英語口語（四）-?兌換貨幣Pleasetellmehowmuchyouwanttochange.請(qǐng)告訴我

14、你要換多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少匯款換成日?qǐng)AWhatkindofcurrencydoyouwant?要哪種貨幣What'sityouwishtochange?你有什么要換的Whatkindofcurrencydoyouwanttochange?要換哪種貨幣Inwhatdenominations?要什么面值的Pleasetellmewhatnoteyouwant.請(qǐng)告訴我要什么鈔票。Willseventensbeallright?7張10元的可以嗎Isitintraveler's

15、cheques?換旅行支票嗎I'dliketoknowhowIshallgiveittoyou.我想知道如何付錢給你。Howwouldyoulikeit?你要什么面額的Wouldyoukindlysigntheexchangeform,givingyournameandaddress?請(qǐng)?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎Canyouchangemesomemoney,please?能否請(qǐng)你給我兌換一些錢Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.這些就是：一些法國法郎，瑞士法郎

16、，美圓和一些荷蘭盾。Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.請(qǐng)你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?勞駕給我6便士的銅幣。I'dliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想知道能否把這筆兌回成美圓。Couldyouchangethes

17、eFrenchfrancsforme?能給我兌換這些法國法郎嗎Canyougiveme100dollarsinSwissfrancs?能否給我100美圓的瑞士法郎I'dliketoconvertthefullamountoftheremittanceintoU.S.dollars.我想把全部匯款換成美圓。I'dlikesomecoinsforthisnote.我想把這張紙幣換成硬幣。I'dliketobreakthis50dollarnote.我想把這張50美圓紙幣換開。Fivetwentiesandtensingles,please.請(qǐng)給我5張20元和10張一元的。I

18、need300dollarsin100-dollarcheques.我要300美圓票面為100美圓的支票。Ihopeyou'llgivemetentraveler'schequesof100dollarseach.我希望給我10張面額為100美圓的旅行支票。Infives,please.請(qǐng)給我5元票面的。Couldyougivemesomesmallnotes?給我一些小票好嗎銀行柜面英語口語（五）-?儲(chǔ)蓄存款利息What'stheinterestrateforthesavingsaccount?儲(chǔ)蓄存款的利率是多少Doyoupayinterestonthisaccou

19、nt?這種存款付給利息嗎Pleasetellmewhattheannualinterestrateis.請(qǐng)告訴我年利率是多少。Interestispaidattherateof1%perannumatpresent.目前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.這可使你從存款中獲得一點(diǎn)利息。Theaccountcarriesinterestof4%.該存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesaving

20、saccountis4%.儲(chǔ)蓄存款的利率是4%0Itvariesfromtimetotime.Atpresentitis6%.（年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。銀行柜面英語口語(六)-?外匯率FECT簡介:？金融專業(yè)英語證書考試(FECT,FinancialEnglishCertificateTest)是中國人民銀行為了提高金融人才的英語水平，開拓國際金融業(yè)務(wù)，更好的順應(yīng)中國加入WTO之后的國際、國內(nèi)環(huán)境而開設(shè)的英語水平測試。TellmethecurrentrateforRMB,please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。What'syoursellingrateforRMByuaninno

21、testoday?你們今天人民幣現(xiàn)鈔的售價(jià)是多少What'sthedollargoingfortoday?美圓今天的售價(jià)是多少Ourbuyingratefornotesis523yuanfor100dollars.我們100美圓的現(xiàn)鈔買入價(jià)是523元。It's200Frenchfrancsattoday'ssellingrate.今天的賣出價(jià)是200法國法郎。ThebuyingrateofU.S.dollarnotesis460yuanperhundreddollars.美圓現(xiàn)鈔買入價(jià)是100美圓付460元。UsefulPhrasesbuyingrate?進(jìn)價(jià)格sell

22、ingrateM出價(jià)格AndhowmuchwillitbeinJapanesecurrency?換成日本幣是多少HowmuchwouldIgetfor300Japaneseyen?300日?qǐng)A可兌換多少錢I'dliketoknowtheexchangerateforGermanmarks.我想知道德國馬克的兌換率。Whatrateareyougiving?你們提供的兌換率是多少What'stheexchangeratetoday?今天的兌換率是多少PleasetellmewhatyouwouldgivemeformyU.S.dollars.請(qǐng)告訴我這些美圓可以兌換多少錢。Plea

23、setellmethecurrentrateforsterling.請(qǐng)告訴我英國貨幣的現(xiàn)行兌換率。Ifyou'llwaitamoment,I'llfindouttheratesofexchange.請(qǐng)等一會(huì)兒，我查一下兌換率。Pleasewaitamoment.I'llfindouttheexchangeratebetweenU.S.dollarsandRMB.請(qǐng)等一會(huì)兒，我查一下美圓對(duì)人民幣的兌換率。It's470yuanfor100dollars.100美圓可兌470元。Theexchangeratetodayis200yentothepound.今天的兌換

24、率是一英鎊可兌200日?qǐng)A。Theratefortraveler'schequesis300yuanagainst100dollars.旅行支票的兌換率是100美圓兌300元。Thesedollarsareworth1,000yuan.這些美圓可換1000元。銀行柜面英語口語（七）-?支票結(jié)算T:Hello!MayIhelpyou?您好，您有事需要幫忙嗎C:Yes,Ihopeso.IneedsomemorecashformyvisitinChina.MayIcashatraveler'scheckhere?是的，？是這樣。？我需要些現(xiàn)金，在中國觀光時(shí)使用。我能在這兒兌現(xiàn)旅行支票嗎T:Ofcourse.We'dbehappycashitforyou.當(dāng)然，？我很樂意為您兌現(xiàn)。C:Iwasgoingtocashitatthehotel,butoneofmyfriendssaidthatbanksalwaysgivebetterexchangerates.我原本打算在家旅館兌現(xiàn)，？但我朋友說銀行的兌現(xiàn)率通常有點(diǎn)高。T:Well,anybankw